Safety Insurance Group, Inc. (FRA:SFN)

Marathon Oil Statistics

Total Valuation

FRA:SFN has a market cap or net worth of EUR 915.95 million. The enterprise value is 898.44 million.

Market Cap	915.95M
Enterprise Value	898.44M

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

Current Share Class	14.89M
Shares Outstanding	n/a
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	14.54M

Valuation Ratios

The trailing PE ratio is 13.71.

PE Ratio	13.71
Forward PE	n/a
PS Ratio	0.86
PB Ratio	1.16
P/TBV Ratio	1.20
P/FCF Ratio	6.54
P/OCF Ratio	6.47
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.69, with an EV/FCF ratio of 6.42.

EV / Earnings	13.44
EV / Sales	0.89
EV / EBITDA	9.69
EV / EBIT	11.05
EV / FCF	6.42

Financial Position

The company has a current ratio of 0.40, with a Debt / Equity ratio of 0.05.

Current Ratio	0.40
Quick Ratio	0.27
Debt / Equity	0.05
Debt / EBITDA	0.42
Debt / FCF	0.30
Interest Coverage	189.75

Financial Efficiency

Return on equity (ROE) is 8.75% and return on invested capital (ROIC) is 6.64%.

Return on Equity (ROE)	8.75%
Return on Assets (ROA)	2.65%
Return on Invested Capital (ROIC)	6.64%
Return on Capital Employed (ROCE)	10.42%
Revenue Per Employee	1.94M
Profits Per Employee	121,277
Employee Count	551
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SFN has paid 18.45 million in taxes.

Income Tax	18.45M
Effective Tax Rate	21.56%

Stock Price Statistics

The stock price has decreased by -21.29% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-21.29%
50-Day Moving Average	65.62
200-Day Moving Average	71.75
Relative Strength Index (RSI)	32.92
Average Volume (20 Days)	23

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.84

Income Statement

In the last 12 months, FRA:SFN had revenue of EUR 1.07 billion and earned 66.82 million in profits. Earnings per share was 4.53.

Revenue	1.07B
Gross Profit	93.20M
Operating Income	86.02M
Pretax Income	85.57M
Net Income	66.82M
EBITDA	94.48M
EBIT	86.02M
Earnings Per Share (EPS)	4.53

Balance Sheet

The company has 59.87 million in cash and 41.33 million in debt, giving a net cash position of 18.54 million.

Cash & Cash Equivalents	59.87M
Total Debt	41.33M
Net Cash	18.54M
Net Cash Per Share	n/a
Equity (Book Value)	787.04M
Book Value Per Share	52.84
Working Capital	-780.44M

Cash Flow

In the last 12 months, operating cash flow was 141.55 million and capital expenditures -1.51 million, giving a free cash flow of 140.04 million.

Operating Cash Flow	141.55M
Capital Expenditures	-1.51M
Free Cash Flow	140.04M
FCF Per Share	n/a

Margins

Gross margin is 8.74%, with operating and profit margins of 8.06% and 6.29%.

Gross Margin	8.74%
Operating Margin	8.06%
Pretax Margin	8.02%
Profit Margin	6.29%
EBITDA Margin	8.86%
EBIT Margin	8.06%
FCF Margin	13.13%

Dividends & Yields

This stock pays an annual dividend of 3.32, which amounts to a dividend yield of 5.45%.

Dividend Per Share	3.32
Dividend Yield	5.45%
Dividend Growth (YoY)	0.61%
Years of Dividend Growth	n/a
Payout Ratio	73.32%
Buyback Yield	-0.24%
Shareholder Yield	5.21%
Earnings Yield	7.30%
FCF Yield	15.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6