Stewart Information Services Corporation (FRA:SIU)

FRA:SIU Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	73.31	30.44	162.31	323.22
Depreciation & Amortization	61.61	62.45	57.18	36.39
Gain (Loss) on Sale of Investments	-13.73	0.52	3.64	-20.7
Stock-Based Compensation	13.56	10.92	12.28	11.97
Change in Accounts Receivable	-12.05	-5.36	10.15	-18.82
Change in Deferred Taxes	4.49	-6.77	0.29	12.72
Change in Other Net Operating Assets	-4.2	-3.25	-85	-28.25
Other Operating Activities	12.17	-7.26	33.44	80.23
Operating Cash Flow	135.61	83.04	191.86	390.29
Operating Cash Flow Growth	63.30%	-56.72%	-50.84%	41.51%
Capital Expenditures	-40.47	-37.79	-47.95	-39.8
Sale of Property, Plant & Equipment	-	-	-	10.68
Cash Acquisitions	-14.38	-25.1	-142.86	-599.98
Investment in Securities	-27.24	38.9	-111.02	2.25
Other Investing Activities	-5.17	-5.98	1.16	-18.43
Investing Cash Flow	-87.26	-29.97	-300.67	-645.28
Long-Term Debt Issued	3.39	3.54	39.5	1,197
Total Debt Repaid	-3.38	-5.78	-76.49	-809.82
Net Debt Issued (Repaid)	0.01	-2.24	-36.99	387.54
Issuance of Common Stock	10.55	4.97	5.83	2.72
Repurchases of Common Stock	-3.84	-1.78	-3.26	-2.25
Common Dividends Paid	-53.92	-50.52	-44.67	-36.64
Other Financing Activities	-13.76	-19.53	-44.13	-40.99
Financing Cash Flow	-60.96	-69.1	-123.22	310.37
Foreign Exchange Rate Adjustments	-4.46	1.02	-5.53	-2.15
Net Cash Flow	-17.07	-15	-237.55	53.24
Free Cash Flow	95.14	45.25	143.91	350.49
Free Cash Flow Growth	110.25%	-68.56%	-58.94%	34.38%
Free Cash Flow Margin	3.82%	2.00%	4.69%	10.63%
Free Cash Flow Per Share	3.38	1.64	5.26	12.90
Cash Interest Paid	17.46	17.17	17.4	2.83
Cash Income Tax Paid	25.77	5.35	60.09	106.1
Levered Free Cash Flow	118.54	52.37	111.24	287.1
Unlevered Free Cash Flow	130.98	64.7	122.74	290.24
Change in Working Capital	-11.77	-15.38	-74.55	-34.35

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.