Stewart Information Services Corporation (FRA:SIU)

FRA:SIU Statistics

Total Valuation

FRA:SIU has a market cap or net worth of EUR 1.85 billion. The enterprise value is 2.20 billion.

Market Cap	1.85B
Enterprise Value	2.20B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Sep 16, 2025

Share Statistics

Current Share Class	28.02M
Shares Outstanding	n/a
Shares Change (YoY)	+1.35%
Shares Change (QoQ)	+0.57%
Owned by Insiders (%)	2.04%
Owned by Institutions (%)	98.50%
Float	27.44M

Valuation Ratios

The trailing PE ratio is 21.33 and the forward PE ratio is 14.93.

PE Ratio	21.33
Forward PE	14.93
PS Ratio	0.78
PB Ratio	1.47
P/TBV Ratio	18.15
P/FCF Ratio	17.32
P/OCF Ratio	11.82
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.33, with an EV/FCF ratio of 20.53.

EV / Earnings	25.28
EV / Sales	0.91
EV / EBITDA	9.33
EV / EBIT	15.14
EV / FCF	20.53

Financial Position

The company has a current ratio of 1.60, with a Debt / Equity ratio of 0.39.

Current Ratio	1.60
Quick Ratio	1.56
Debt / Equity	0.39
Debt / EBITDA	2.09
Debt / FCF	4.55
Interest Coverage	8.45

Financial Efficiency

Return on equity (ROE) is 8.04% and return on invested capital (ROIC) is 5.22%.

Return on Equity (ROE)	8.04%
Return on Assets (ROA)	3.78%
Return on Invested Capital (ROIC)	5.22%
Return on Capital Employed (ROCE)	6.46%
Revenue Per Employee	335,700
Profits Per Employee	12,244
Employee Count	7,000
Asset Turnover	1.00
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SIU has paid 27.92 million in taxes.

Income Tax	27.92M
Effective Tax Rate	21.95%

Stock Price Statistics

The stock price has decreased by -7.25% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-7.25%
50-Day Moving Average	60.08
200-Day Moving Average	58.00
Relative Strength Index (RSI)	62.05
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.56

Income Statement

In the last 12 months, FRA:SIU had revenue of EUR 2.38 billion and earned 86.93 million in profits. Earnings per share was 3.07.

Revenue	2.38B
Gross Profit	1.46B
Operating Income	143.76M
Pretax Income	127.18M
Net Income	86.93M
EBITDA	196.10M
EBIT	143.76M
Earnings Per Share (EPS)	3.07

Balance Sheet

The company has 192.08 million in cash and 486.75 million in debt, giving a net cash position of -332.73 million.

Cash & Cash Equivalents	192.08M
Total Debt	486.75M
Net Cash	-332.73M
Net Cash Per Share	n/a
Equity (Book Value)	1.26B
Book Value Per Share	44.82
Working Capital	119.10M

Cash Flow

In the last 12 months, operating cash flow was 156.91 million and capital expenditures -49.87 million, giving a free cash flow of 107.04 million.

Operating Cash Flow	156.91M
Capital Expenditures	-49.87M
Free Cash Flow	107.04M
FCF Per Share	n/a

Margins

Gross margin is 61.27%, with operating and profit margins of 6.03% and 3.65%.

Gross Margin	61.27%
Operating Margin	6.03%
Pretax Margin	5.34%
Profit Margin	3.65%
EBITDA Margin	8.23%
EBIT Margin	6.03%
FCF Margin	4.49%

Dividends & Yields

This stock pays an annual dividend of 1.81, which amounts to a dividend yield of 2.84%.

Dividend Per Share	1.81
Dividend Yield	2.84%
Dividend Growth (YoY)	2.58%
Years of Dividend Growth	4
Payout Ratio	55.39%
Buyback Yield	-1.35%
Shareholder Yield	1.48%
Earnings Yield	4.69%
FCF Yield	5.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5