SLM Corporation Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,241	4,700	4,150	4,616	4,335
Long-Term Investments	1,873	2,046	2,503	2,437	2,658
Trading Asset Securities	49.25	53.26	54.48	56.31	38.78
Loans & Lease Receivables	20,332	20,902	20,306	19,627	20,341
Other Receivables	1,910	1,972	1,746	1,585	1,453
Property, Plant & Equipment	122.19	119.35	129.5	140.73	150.52
Goodwill	-	56.1	56.1	50.65	-
Other Intangible Assets	59.97	7.43	12.61	67.62	-
Restricted Cash	177.26	178.77	158.9	167.88	220.4
Other Long-Term Assets	47.44	36.85	52.34	33.67	25.03
Total Assets	29,746	30,072	29,169	28,811	29,222
Interest Bearing Deposits	21,060	21,067	21,652	21,447	20,827
Non-Interest Bearing Deposits	0.18	1.82	1.53	1.42	1.43
Total Deposits	21,060	21,069	21,653	21,448	20,828
Short-Term Debt	-	0.04	0.37	-	0.25
Current Portion of Long-Term Debt	498.42	-	-	-	-
Long-Term Debt	5,362	6,440	5,228	5,235	5,931
Other Long-Term Liabilities	373.88	403.24	407.6	400.87	312.83
Total Liabilities	27,295	27,912	27,289	27,084	27,072
Common Stock	88.65	88.12	87.65	87.03	86.4
Additional Paid-In Capital	1,240	1,194	1,149	1,109	1,074
Retained Earnings	4,734	4,114	3,625	3,164	2,817
Comprehensive Income & Other	-40.13	-65.86	-75.1	-93.87	-17.9
Total Common Equity	2,200	1,909	1,630	1,476	1,899
Shareholders' Equity	2,451	2,160	1,881	1,727	2,150
Total Liabilities & Equity	29,746	30,072	29,169	28,811	29,222
Total Debt	5,861	6,440	5,228	5,235	5,931
Net Cash (Debt)	-1,570	-1,687	-1,024	-562.69	-1,558
Net Cash Per Share	-7.45	-7.67	-4.37	-2.15	-4.87
Filing Date Shares Outstanding	199.2	210.42	220.35	241.19	279.39
Total Common Shares Outstanding	199.2	210.38	220.34	240.68	278.96
Working Capital	6,085	6,738	4,762	4,633	5,560
Book Value Per Share	11.05	9.07	7.40	6.13	6.81
Tangible Book Value	2,140	1,845	1,561	1,358	1,899
Tangible Book Value Per Share	10.74	8.77	7.08	5.64	6.81

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.