Southside Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	86.88	426.16	560.51	199.25	201.75
Investment Securities	1,550	1,777	1,918	2,175	2,259
Trading Asset Securities	-	1.32	2.44	-	13.41
Mortgage-Backed Securities	1,456	1,045	694.63	462.08	607.97
Total Investments	3,007	2,824	2,615	2,637	2,880
Gross Loans	4,818	4,662	4,525	4,148	3,645
Allowance for Loan Losses	-45.1	-44.88	-42.67	-36.52	-35.27
Net Loans	4,773	4,617	4,482	4,111	3,610
Property, Plant & Equipment	152.29	155.51	153.79	156.57	157.58
Goodwill	201.12	201.12	201.12	201.12	201.12
Other Intangible Assets	1.01	1.75	2.93	4.62	6.9
Loans Held for Sale	1.33	1.95	10.89	0.67	1.68
Accrued Interest Receivable	-	46.72	50.49	49.35	39.15
Long-Term Deferred Tax Assets	-	34.49	30.43	34.7	-
Other Real Estate Owned & Foreclosed	0.25	0.4	0.1	0.17	-
Other Long-Term Assets	278.15	174.9	165.41	154.91	146.81
Total Assets	8,515	8,517	8,285	7,559	7,260
Interest Bearing Deposits	5,432	4,746	4,766	4,292	3,832
Institutional Deposits	-	551.12	393.54	234.2	245.14
Non-Interest Bearing Deposits	1,433	1,357	1,390	1,672	1,645
Total Deposits	6,865	6,654	6,550	6,198	5,722
Short-Term Borrowings	-	21.53	18.25	21.05	2.19
Current Portion of Long-Term Debt	-	807.22	-	-	23.22
Current Portion of Leases	-	1.68	-	-	-
Other Current Liabilities	-	-	-	-	19
Long-Term Debt	659.47	92.04	603.7	319.83	98.53
Federal Home Loan Bank Debt, Long-Term	-	1.14	212.65	153.36	344.04
Long-Term Leases	-	14.1	16.7	17.07	16.68
Trust Preferred Securities	60.28	60.27	60.27	60.27	60.26
Long-Term Deferred Tax Liabilities	-	-	-	-	17.81
Other Long-Term Liabilities	82.07	53.28	50.38	43.05	43.38
Total Liabilities	7,667	7,706	7,512	6,813	6,347
Common Stock	847.62	47.6	47.55	47.5	47.46
Additional Paid-In Capital	-	793.59	788.84	784.55	780.5
Retained Earnings	-	326.79	282.36	239.61	179.81
Treasury Stock	-	-231.14	-232	-188.2	-155.31
Comprehensive Income & Other	-	-124.9	-113.46	-137.46	59.71
Shareholders' Equity	847.62	811.94	773.29	746	912.17
Total Liabilities & Equity	8,515	8,517	8,285	7,559	7,260
Total Debt	719.75	997.98	911.57	571.57	544.92
Net Cash (Debt)	-329.96	-570.5	-348.61	-372.31	-329.76
Net Cash Per Share	-10.92	-18.79	-11.33	-11.54	-10.09
Filing Date Shares Outstanding	29.72	30.39	30.26	31.39	32.36
Total Common Shares Outstanding	29.72	30.38	30.25	31.55	32.35
Book Value Per Share	28.52	26.73	25.56	23.65	28.20
Tangible Book Value	645.49	609.07	569.25	540.26	704.16
Tangible Book Value Per Share	21.72	20.05	18.82	17.13	21.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.