Selective Insurance Group, Inc. (FRA:SV2)

Selective Insurance Group Statistics

Total Valuation

FRA:SV2 has a market cap or net worth of EUR 4.28 billion. The enterprise value is 5.20 billion.

Market Cap	4.28B
Enterprise Value	5.20B

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Nov 14, 2025

Share Statistics

Current Share Class	60.10M
Shares Outstanding	n/a
Shares Change (YoY)	-0.28%
Shares Change (QoQ)	-0.55%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	86.46%
Float	59.88M

Valuation Ratios

The trailing PE ratio is 10.98 and the forward PE ratio is 10.49.

PE Ratio	10.98
Forward PE	10.49
PS Ratio	0.94
PB Ratio	1.39
P/TBV Ratio	1.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.36
EV / Sales	1.16
EV / EBITDA	9.22
EV / EBIT	9.67
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.25.

Current Ratio	0.34
Quick Ratio	0.22
Debt / Equity	0.25
Debt / EBITDA	1.35
Debt / FCF	n/a
Interest Coverage	12.96

Financial Efficiency

Return on equity (ROE) is 13.86% and return on invested capital (ROIC) is 11.35%.

Return on Equity (ROE)	13.86%
Return on Assets (ROA)	2.79%
Return on Invested Capital (ROIC)	11.35%
Return on Capital Employed (ROCE)	12.71%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.62M
Profits Per Employee	139,070
Employee Count	2,800
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SV2 has paid 104.93 million in taxes.

Income Tax	104.93M
Effective Tax Rate	20.90%

Stock Price Statistics

The stock price has decreased by -23.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-23.56%
50-Day Moving Average	68.93
200-Day Moving Average	70.53
Relative Strength Index (RSI)	45.57
Average Volume (20 Days)	1

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.51

Income Statement

In the last 12 months, FRA:SV2 had revenue of EUR 4.55 billion and earned 389.40 million in profits. Earnings per share was 6.37.

Revenue	4.55B
Gross Profit	1.00B
Operating Income	544.15M
Pretax Income	502.16M
Net Income	389.40M
EBITDA	571.07M
EBIT	544.15M
Earnings Per Share (EPS)	6.37

Balance Sheet

The company has 552.58 million in cash and 768.15 million in debt, with a net cash position of -767.89 million.

Cash & Cash Equivalents	552.58M
Total Debt	768.15M
Net Cash	-767.89M
Net Cash Per Share	n/a
Equity (Book Value)	3.07B
Book Value Per Share	48.31
Working Capital	-5.67B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 22.05%, with operating and profit margins of 11.97% and 8.74%.

Gross Margin	22.05%
Operating Margin	11.97%
Pretax Margin	11.05%
Profit Margin	8.74%
EBITDA Margin	12.56%
EBIT Margin	11.97%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 2.10%.

Dividend Per Share	1.40
Dividend Yield	2.10%
Dividend Growth (YoY)	5.37%
Years of Dividend Growth	11
Payout Ratio	n/a
Buyback Yield	0.28%
Shareholder Yield	2.39%
Earnings Yield	9.11%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2