Selective Insurance Group, Inc. (FRA:SV2)

Selective Insurance Group Statistics

Total Valuation

FRA:SV2 has a market cap or net worth of EUR 4.47 billion. The enterprise value is 5.41 billion.

Market Cap	4.47B
Enterprise Value	5.41B

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

Current Share Class	60.77M
Shares Outstanding	n/a
Shares Change (YoY)	+0.41%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	60.16M

Valuation Ratios

The trailing PE ratio is 21.43 and the forward PE ratio is 11.31.

PE Ratio	21.43
Forward PE	11.31
PS Ratio	0.97
PB Ratio	1.48
P/TBV Ratio	1.58
P/FCF Ratio	3.92
P/OCF Ratio	3.80
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.71, with an EV/FCF ratio of 4.74.

EV / Earnings	25.96
EV / Sales	1.27
EV / EBITDA	15.71
EV / EBIT	17.66
EV / FCF	4.74

Financial Position

The company has a current ratio of 0.37, with a Debt / Equity ratio of 0.28.

Current Ratio	0.37
Quick Ratio	0.23
Debt / Equity	0.28
Debt / EBITDA	2.24
Debt / FCF	0.73
Interest Coverage	11.46

Financial Efficiency

Return on equity (ROE) is 7.48% and return on invested capital (ROIC) is 5.84%.

Return on Equity (ROE)	7.48%
Return on Assets (ROA)	1.71%
Return on Invested Capital (ROIC)	5.84%
Return on Capital Employed (ROCE)	7.58%
Revenue Per Employee	1.65M
Profits Per Employee	74,409
Employee Count	2,800
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SV2 has paid 55.48 million in taxes.

Income Tax	55.48M
Effective Tax Rate	20.37%

Stock Price Statistics

The stock price has decreased by -15.12% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-15.12%
50-Day Moving Average	76.42
200-Day Moving Average	82.30
Relative Strength Index (RSI)	37.28
Average Volume (20 Days)	4

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.73

Income Statement

In the last 12 months, FRA:SV2 had revenue of EUR 4.61 billion and earned 208.35 million in profits. Earnings per share was 3.41.

Revenue	4.61B
Gross Profit	793.51M
Operating Income	331.54M
Pretax Income	272.34M
Net Income	208.35M
EBITDA	363.78M
EBIT	331.54M
Earnings Per Share (EPS)	3.41

Balance Sheet

The company has 584.00 million in cash and 835.67 million in debt, giving a net cash position of -835.56 million.

Cash & Cash Equivalents	584.00M
Total Debt	835.67M
Net Cash	-835.56M
Net Cash Per Share	n/a
Equity (Book Value)	3.01B
Book Value Per Share	46.56
Working Capital	-5.51B

Cash Flow

In the last 12 months, operating cash flow was 1.17 billion and capital expenditures -34.81 million, giving a free cash flow of 1.14 billion.

Operating Cash Flow	1.17B
Capital Expenditures	-34.81M
Free Cash Flow	1.14B
FCF Per Share	n/a

Margins

Gross margin is 17.22%, with operating and profit margins of 7.19% and 4.70%.

Gross Margin	17.22%
Operating Margin	7.19%
Pretax Margin	5.91%
Profit Margin	4.70%
EBITDA Margin	7.89%
EBIT Margin	7.19%
FCF Margin	24.73%

Dividends & Yields

This stock pays an annual dividend of 1.38, which amounts to a dividend yield of 1.89%.

Dividend Per Share	1.38
Dividend Yield	1.89%
Dividend Growth (YoY)	10.22%
Years of Dividend Growth	10
Payout Ratio	40.52%
Buyback Yield	-0.41%
Shareholder Yield	1.48%
Earnings Yield	4.67%
FCF Yield	25.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5