Selective Insurance Group, Inc. (FRA:SV2)

Selective Insurance Group Statistics

Total Valuation

FRA:SV2 has a market cap or net worth of EUR 4.11 billion. The enterprise value is 5.06 billion.

Market Cap	4.11B
Enterprise Value	5.06B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Nov 14, 2025

Share Statistics

Current Share Class	60.41M
Shares Outstanding	n/a
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	-0.41%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	87.61%
Float	59.88M

Valuation Ratios

The trailing PE ratio is 12.12 and the forward PE ratio is 10.11.

PE Ratio	12.12
Forward PE	10.11
PS Ratio	0.92
PB Ratio	1.38
P/TBV Ratio	1.47
P/FCF Ratio	4.18
P/OCF Ratio	4.05
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.34, with an EV/FCF ratio of 5.15.

EV / Earnings	14.92
EV / Sales	1.12
EV / EBITDA	9.34
EV / EBIT	9.98
EV / FCF	5.15

Financial Position

The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.26.

Current Ratio	0.35
Quick Ratio	0.22
Debt / Equity	0.26
Debt / EBITDA	1.43
Debt / FCF	0.78
Interest Coverage	13.59

Financial Efficiency

Return on equity (ROE) is 12.22% and return on invested capital (ROIC) is 9.12%.

Return on Equity (ROE)	12.22%
Return on Assets (ROA)	2.59%
Return on Invested Capital (ROIC)	9.12%
Return on Capital Employed (ROCE)	11.94%
Revenue Per Employee	1.59M
Profits Per Employee	121,000
Employee Count	2,800
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SV2 has paid 90.23 million in taxes.

Income Tax	90.23M
Effective Tax Rate	20.65%

Stock Price Statistics

The stock price has decreased by -27.42% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-27.42%
50-Day Moving Average	67.82
200-Day Moving Average	72.51
Relative Strength Index (RSI)	50.80
Average Volume (20 Days)	1

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.51

Income Statement

In the last 12 months, FRA:SV2 had revenue of EUR 4.46 billion and earned 338.80 million in profits. Earnings per share was 5.53.

Revenue	4.46B
Gross Profit	949.45M
Operating Income	501.69M
Pretax Income	436.87M
Net Income	338.80M
EBITDA	528.35M
EBIT	501.69M
Earnings Per Share (EPS)	5.53

Balance Sheet

The company has 501.44 million in cash and 769.04 million in debt, giving a net cash position of -768.68 million.

Cash & Cash Equivalents	501.44M
Total Debt	769.04M
Net Cash	-768.68M
Net Cash Per Share	n/a
Equity (Book Value)	2.97B
Book Value Per Share	46.42
Working Capital	-5.55B

Cash Flow

In the last 12 months, operating cash flow was 1.01 billion and capital expenditures -30.88 million, giving a free cash flow of 982.46 million.

Operating Cash Flow	1.01B
Capital Expenditures	-30.88M
Free Cash Flow	982.46M
FCF Per Share	n/a

Margins

Gross margin is 21.31%, with operating and profit margins of 11.26% and 7.78%.

Gross Margin	21.31%
Operating Margin	11.26%
Pretax Margin	9.80%
Profit Margin	7.78%
EBITDA Margin	11.86%
EBIT Margin	11.26%
FCF Margin	22.05%

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 2.07%.

Dividend Per Share	1.40
Dividend Yield	2.07%
Dividend Growth (YoY)	5.37%
Years of Dividend Growth	10
Payout Ratio	24.45%
Buyback Yield	-0.04%
Shareholder Yield	2.03%
Earnings Yield	8.25%
FCF Yield	23.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4