TrustCo Bank Corp NY (FRA:TC50)

TrustCo Bank Corp NY Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	48.83	58.65	75.23	61.52
Depreciation & Amortization	11.44	10.79	10.55	10.6
Gain (Loss) on Sale of Assets	-0.22	-0.25	-0.44	-0.22
Gain (Loss) on Sale of Investments	-0.25	1.73	2.27	3.96
Total Asset Writedown	0.35	0.14	0.07	0.12
Provision for Credit Losses	2	1.25	-0.34	-5.45
Accrued Interest Receivable	0.49	-2.19	-2.39	0.93
Change in Income Taxes	6.35	-0.08	4.91	-0.15
Change in Other Net Operating Assets	-12.46	-11.17	-15.78	-15.4
Other Operating Activities	1.99	2.16	4.11	-0.24
Operating Cash Flow	59.44	64.13	78.63	55.37
Operating Cash Flow Growth	-7.31%	-18.44%	42.01%	-10.93%
Capital Expenditures	-4.88	-5.67	-3.79	-2.84
Sale of Property, Plant and Equipment	0.71	-	0.47	0.01
Investment in Securities	98.39	40.03	-117.36	21.59
Net Decrease (Increase) in Loans Originated / Sold - Investing	-97.99	-269.95	-296.34	-194.68
Other Investing Activities	-0.3	-0.41	-0.19	-0.1
Investing Cash Flow	-3.75	-233.59	-416.63	-175.26
Short-Term Debt Issued	-	-	-	29.93
Total Debt Issued	-	-	-	29.93
Short-Term Debt Repaid	-4.21	-33.71	-121.99	-
Total Debt Repaid	-4.21	-33.71	-121.99	-
Net Debt Issued (Repaid)	-4.21	-33.71	-121.99	29.93
Issuance of Common Stock	0.1	-	0.43	0.26
Repurchase of Common Stock	-0.57	-	-7	-2.59
Common Dividends Paid	-27.41	-27.39	-26.99	-26.28
Net Increase (Decrease) in Deposit Accounts	40.21	157.97	-75.32	230.94
Financing Cash Flow	8.12	96.87	-230.87	232.26
Net Cash Flow	63.81	-72.6	-568.87	112.37
Free Cash Flow	54.56	58.46	74.84	52.53
Free Cash Flow Growth	-6.68%	-21.88%	42.49%	-9.95%
Free Cash Flow Margin	32.14%	30.95%	37.47%	28.58%
Free Cash Flow Per Share	2.87	3.07	3.91	2.73
Cash Interest Paid	91.17	51.35	6.03	7.89
Cash Income Tax Paid	8.87	19.06	19.46	20.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.