Texas Capital Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	77.51	189.14	332.48	253.94
Depreciation & Amortization	-	54.23	40.47	45.28	93.41
Gain (Loss) on Sale of Assets	-	-	-	-248.53	-
Gain (Loss) on Sale of Investments	-	174	-4.06	-	-
Provision for Credit Losses	-	67	72	66	-30
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	62.52	119.24	-29.33	262.7
Accrued Interest Receivable	-	-1.61	-78.61	-25.48	154.11
Other Operating Activities	-	-16.09	-17.78	-17.4	-36.7
Operating Cash Flow	-	481.12	373.74	147.97	657.32
Operating Cash Flow Growth	-	28.73%	152.58%	-77.49%	-75.10%
Capital Expenditures	-	-64.84	-16.38	-11.27	-4.13
Investment in Securities	-	-248.05	-507.96	-388.45	-489.97
Divestitures	-	-	-	3,324	-
Purchase / Sale of Intangibles	-	-	-	-	115.89
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-2,166	-1,231	384.12	1,611
Investing Cash Flow	-	-2,479	-1,755	3,309	1,233
Short-Term Debt Issued	-	-	298.86	-	-
Long-Term Debt Issued	-	-	-	-	639.44
Total Debt Issued	-	-	298.86	-	639.44
Short-Term Debt Repaid	-	-615	-	-1,002	-908.92
Long-Term Debt Repaid	-	-200	-75	-	-111
Total Debt Repaid	-	-815	-75	-1,002	-1,020
Net Debt Issued (Repaid)	-	-815	223.86	-1,002	-380.48
Repurchase of Common Stock	-	-81.51	-105.02	-115.3	-
Preferred Stock Issued	-	-	-	-	289.72
Preferred Share Repurchases	-	-	-	-	-150
Preferred Dividends Paid	-	-17.25	-17.25	-17.25	-18.72
Total Dividends Paid	-	-17.25	-17.25	-17.25	-18.72
Net Increase (Decrease) in Deposit Accounts	-	2,867	-485.04	-5,252	-2,887
Other Financing Activities	-	-9.07	-4.22	-4.21	-3.12
Financing Cash Flow	-	1,944	-387.67	-6,391	-3,150
Net Cash Flow	-	-54.04	-1,769	-2,934	-1,260
Free Cash Flow	-	416.28	357.36	136.7	653.19
Free Cash Flow Growth	-	16.49%	161.42%	-79.07%	-75.23%
Free Cash Flow Margin	-	48.11%	35.61%	11.79%	69.71%
Free Cash Flow Per Share	-	8.86	7.35	2.68	12.77
Cash Interest Paid	-	837.8	773.03	252.18	111.2
Cash Income Tax Paid	-	52.82	71.94	128.44	101.1

Source: S&P Global Market Intelligence. Banks template. Financial Sources.