FRA:TFBF Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	173,625	189,440	183,608	151,333	135,415
Interest Income on Investments	3,386	3,526	3,569	3,446	3,310
Total Interest Income	177,011	192,966	187,178	154,778	138,724
Interest Paid on Deposits	36,473	40,064	35,164	18,334	16,024
Net Interest Income	140,537	152,902	152,013	136,444	122,700
Net Interest Income Growth (YoY)	-8.09%	0.58%	11.41%	11.20%	10.14%
Gain (Loss) on Sale of Investments	1,352	45.36	-587.63	-130.48	817.19
Gain (Loss) on Sale of Equity Investments	822.21	981.38	-35.46	114.72	-694.34
Other Non-Interest Income	52,088	44,017	41,263	36,829	40,526
Total Non-Interest Income	54,263	45,044	40,640	36,814	40,649
Non-Interest Income Growth (YoY)	20.47%	10.84%	10.39%	-9.44%	-6.52%
Revenues Before Loan Losses	194,800	197,946	192,654	173,258	163,349
Provision for Loan Losses	40,312	47,251	51,840	51,919	40,332
Revenue	154,488	150,695	140,813	121,338	123,017
Revenue Growth (YoY)	2.52%	7.02%	16.05%	-1.36%	10.48%
Salaries and Employee Benefits	42,876	42,513	40,274	34,602	34,481
Occupancy Expenses	11,436	11,832	11,388	11,408	11,345
Selling, General & Administrative	245.99	207.28	163.11	154.28	146.36
Other Non-Interest Expense	30,290	32,721	33,143	28,585	25,072
Total Non-Interest Expense	84,849	87,273	84,968	74,749	71,044
EBT Excluding Unusual Items	69,640	63,422	55,845	46,589	51,973
Pretax Income	69,640	63,422	55,845	46,585	51,973
Income Tax Expense	13,871	12,402	10,778	8,633	9,729
Earnings From Continuing Operations	55,768	51,020	45,067	37,953	42,244
Minority Interest in Earnings	-6,204	-2,421	-2,662	-2,183	-4,192
Net Income	49,565	48,598	42,405	35,769	38,053
Preferred Dividends & Other Adjustments	-	725.87	746.28	-	-
Net Income to Common	49,565	47,872	41,659	35,769	38,053
Net Income Growth	1.99%	14.61%	18.55%	-6.00%	29.05%
Basic Shares Outstanding	2,368	2,369	2,369	2,369	2,369
Diluted Shares Outstanding	2,368	2,369	2,369	2,369	2,369
Shares Change (YoY)	-0.04%	-	-	-	-0.17%
EPS (Basic)	20.93	20.20	17.58	15.10	16.06
EPS (Diluted)	20.93	20.20	17.58	15.10	16.06
EPS Growth	3.57%	14.92%	16.46%	-6.00%	29.27%
Dividend Per Share	-	9.500	6.500	4.000	3.250
Dividend Growth	-	46.15%	62.50%	23.08%	30.00%
Effective Tax Rate	19.92%	19.55%	19.30%	18.53%	18.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.