AL Sydbank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,295	3,762	6,904	8,600	6,324	3,822
Investment Securities	54,849	29,137	22,333	15,645	21,551	22,972
Trading Asset Securities	3,257	3,781	4,812	6,556	3,597	4,909
Mortgage-Backed Securities	-	29,830	32,117	28,468	26,836	34,366
Total Investments	58,106	62,748	59,262	50,669	51,984	62,247
Gross Loans	85,301	84,551	76,273	75,673	69,112	62,510
Allowance for Loan Losses	-2,050	-2,017	-1,738	-1,740	-1,830	-2,049
Other Adjustments to Gross Loans	-	-	-	-	-241	-232
Net Loans	83,251	82,534	74,535	73,933	67,041	60,229
Property, Plant & Equipment	1,275	1,305	1,262	1,276	1,289	1,250
Goodwill	-	170	170	170	170	170
Other Intangible Assets	396	251	159	194	235	275
Accrued Interest Receivable	253	373	406	195	121	167
Other Receivables	20,653	14,827	18,699	22,798	17,441	14,757
Restricted Cash	512	605	623	807	1,330	2,043
Other Current Assets	86	76	83	71	64	76
Long-Term Deferred Tax Assets	13	13	94	8	6	20
Other Real Estate Owned & Foreclosed	-	-	-	-	-	971
Other Long-Term Assets	27,731	27,005	22,904	20,597	22,180	19,773
Total Assets	196,571	193,669	185,101	179,318	168,185	165,800
Interest Bearing Deposits	144,922	142,173	131,255	126,992	112,694	112,236
Total Deposits	144,922	142,173	131,255	126,992	112,694	112,236
Short-Term Borrowings	6,604	8,009	11,372	10,121	9,673	10,823
Current Portion of Long-Term Debt	3,283	3,244	2,910	2,615	4,117	4,610
Current Income Taxes Payable	-	10	38	10	19	-
Accrued Interest Payable	187	226	224	190	183	83
Other Current Liabilities	283	350	425	638	516	804
Long-Term Debt	17,075	13,317	12,279	14,357	15,171	11,420
Long-Term Unearned Revenue	5	16	15	12	6	7
Pension & Post-Retirement Benefits	2	2	2	2	3	6
Long-Term Deferred Tax Liabilities	179	181	-	4	202	306
Other Long-Term Liabilities	8,536	10,357	10,833	10,396	12,389	12,999
Total Liabilities	181,076	177,885	169,353	165,337	154,973	153,294
Common Stock	512	546	565	584	597	597
Retained Earnings	13,882	14,217	14,248	12,455	11,682	11,009
Comprehensive Income & Other	1,058	979	896	903	891	863
Total Common Equity	15,452	15,742	15,709	13,942	13,170	12,469
Minority Interest	43	42	39	39	42	37
Shareholders' Equity	15,495	15,784	15,748	13,981	13,212	12,506
Total Liabilities & Equity	196,571	193,669	185,101	179,318	168,185	165,800
Total Debt	26,962	24,570	26,561	27,093	28,961	26,853
Net Cash (Debt)	27,601	6,815	1,898	-1,447	-2,122	-161
Net Cash Growth	-13.14%	259.06%	-	-	-	-
Net Cash Per Share	543.36	127.89	33.87	-25.14	-35.85	-2.73
Filing Date Shares Outstanding	49.26	51.43	54.58	56.49	58.38	59.29
Total Common Shares Outstanding	49.26	51.43	54.58	56.49	58.38	59.29
Book Value Per Share	296.66	291.34	273.90	233.38	212.61	197.55
Tangible Book Value	15,056	15,321	15,380	13,578	12,765	12,024
Tangible Book Value Per Share	288.62	283.15	267.87	226.94	205.67	190.04

Source: S&P Global Market Intelligence. Banks template. Financial Sources.