AL Sydbank Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	2,288	2,762	3,342	1,901	1,411	799
Depreciation & Amortization	97	99	88	111	131	109
Total Asset Writedown	12	12	13	4	7	-
Provision for Credit Losses	623	595	-27	-96	-415	47
Change in Trading Asset Securities	-1,182	2,975	-4,132	-1,963	7,925	-558
Change in Other Net Operating Assets	-4,436	-9,585	-1,858	-8,607	-9,723	-2,200
Other Operating Activities	-223	269	295	-603	-586	113
Operating Cash Flow	-2,803	-2,826	-2,279	-9,253	-1,250	-1,687
Capital Expenditures	-90	-94	-92	-72	-152	-110
Sale of Property, Plant and Equipment	-2	3	2	10	17	11
Cash Acquisitions	-2	-347	-	-	-	-1,899
Investment in Securities	60	29	114	-152	-69	-29
Income (Loss) Equity Investments	18	47	-	-	-	3
Divestitures	2	-	-	-	3	-
Purchase / Sale of Intangibles	-2	-	-	-	-1	-
Investing Cash Flow	-34	-409	24	-214	-202	-2,027
Long-Term Debt Issued	-	5,260	3,727	3,718	3,719	2,133
Long-Term Debt Repaid	-	-4,288	-5,758	-4,462	-	-
Net Debt Issued (Repaid)	3,828	972	-2,031	-744	3,719	2,133
Repurchase of Common Stock	-1,259	-1,115	-600	-427	-198	-2
Common Dividends Paid	-1,391	-1,680	-959	-711	-240.82	-7
Net Increase (Decrease) in Deposit Accounts	4,289	1,916	4,149	13,625	-2,042	1,718
Financing Cash Flow	5,467	93	559	11,743	895	3,842
Net Cash Flow	2,630	-3,142	-1,696	2,276	-557	128
Free Cash Flow	-2,893	-2,920	-2,371	-9,325	-1,402	-1,797
Free Cash Flow Margin	-42.68%	-40.38%	-31.45%	-169.08%	-26.00%	-41.70%
Free Cash Flow Per Share	-56.95	-54.80	-42.31	-162.03	-23.69	-30.44
Cash Income Tax Paid	1,217	887	528	938	790	174

Source: S&P Global Market Intelligence. Banks template. Financial Sources.