Globe Life Inc. (FRA:TMJ)

Globe Life Statistics

Total Valuation

Globe Life has a market cap or net worth of EUR 9.08 billion. The enterprise value is 11.52 billion.

Market Cap	9.08B
Enterprise Value	11.52B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Oct 3, 2025

Share Statistics

Current Share Class	79.61M
Shares Outstanding	n/a
Shares Change (YoY)	-9.60%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	0.69%
Owned by Institutions (%)	84.61%
Float	78.95M

Valuation Ratios

The trailing PE ratio is 9.26 and the forward PE ratio is 9.04.

PE Ratio	9.26
Forward PE	9.04
PS Ratio	1.79
PB Ratio	1.87
P/TBV Ratio	2.05
P/FCF Ratio	8.55
P/OCF Ratio	7.70
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.26, with an EV/FCF ratio of 10.85.

EV / Earnings	11.75
EV / Sales	2.25
EV / EBITDA	8.26
EV / EBIT	8.42
EV / FCF	10.85

Financial Position

The company has a current ratio of 0.70, with a Debt / Equity ratio of 0.55.

Current Ratio	0.70
Quick Ratio	0.55
Debt / Equity	0.55
Debt / EBITDA	1.94
Debt / FCF	2.52
Interest Coverage	11.22

Financial Efficiency

Return on equity (ROE) is 22.28% and return on invested capital (ROIC) is 11.97%.

Return on Equity (ROE)	22.28%
Return on Assets (ROA)	3.31%
Return on Invested Capital (ROIC)	11.97%
Return on Capital Employed (ROCE)	5.57%
Revenue Per Employee	1.36M
Profits Per Employee	262,713
Employee Count	3,732
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, Globe Life has paid 228.90 million in taxes.

Income Tax	228.90M
Effective Tax Rate	18.93%

Stock Price Statistics

The stock price has increased by +10.48% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+10.48%
50-Day Moving Average	116.10
200-Day Moving Average	112.71
Relative Strength Index (RSI)	56.08
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.78

Income Statement

In the last 12 months, Globe Life had revenue of EUR 5.06 billion and earned 980.44 million in profits. Earnings per share was 11.74.

Revenue	5.06B
Gross Profit	1.73B
Operating Income	1.35B
Pretax Income	1.21B
Net Income	980.44M
EBITDA	1.38B
EBIT	1.35B
Earnings Per Share (EPS)	11.74

Balance Sheet

The company has 311.55 million in cash and 2.68 billion in debt, giving a net cash position of -2.42 billion.

Cash & Cash Equivalents	311.55M
Total Debt	2.68B
Net Cash	-2.42B
Net Cash Per Share	n/a
Equity (Book Value)	4.85B
Book Value Per Share	60.38
Working Capital	-515.60M

Cash Flow

In the last 12 months, operating cash flow was 1.18 billion and capital expenditures -116.75 million, giving a free cash flow of 1.06 billion.

Operating Cash Flow	1.18B
Capital Expenditures	-116.75M
Free Cash Flow	1.06B
FCF Per Share	n/a

Margins

Gross margin is 34.12%, with operating and profit margins of 26.76% and 19.36%.

Gross Margin	34.12%
Operating Margin	26.76%
Pretax Margin	23.88%
Profit Margin	19.36%
EBITDA Margin	27.29%
EBIT Margin	26.76%
FCF Margin	20.97%

Dividends & Yields

This stock pays an annual dividend of 0.94, which amounts to a dividend yield of 0.81%.

Dividend Per Share	0.94
Dividend Yield	0.81%
Dividend Growth (YoY)	8.56%
Years of Dividend Growth	6
Payout Ratio	7.35%
Buyback Yield	9.60%
Shareholder Yield	10.42%
Earnings Yield	10.80%
FCF Yield	11.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2014. It was a forward split with a ratio of 1.5.

Last Split Date	Jul 2, 2014
Split Type	Forward
Split Ratio	1.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	5