Globe Life Inc. (FRA:TMJ)

Globe Life Statistics

Total Valuation

Globe Life has a market cap or net worth of EUR 9.47 billion. The enterprise value is 12.01 billion.

Market Cap	9.47B
Enterprise Value	12.01B

Important Dates

The last earnings date was Wednesday, October 22, 2025.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Oct 3, 2025

Share Statistics

Current Share Class	81.00M
Shares Outstanding	n/a
Shares Change (YoY)	-9.89%
Shares Change (QoQ)	-2.00%
Owned by Insiders (%)	0.78%
Owned by Institutions (%)	84.82%
Float	80.29M

Valuation Ratios

The trailing PE ratio is 10.44 and the forward PE ratio is 9.38.

PE Ratio	10.44
Forward PE	9.38
PS Ratio	1.89
PB Ratio	2.05
P/TBV Ratio	2.26
P/FCF Ratio	8.25
P/OCF Ratio	7.85
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.20, with an EV/FCF ratio of 10.46.

EV / Earnings	13.24
EV / Sales	2.37
EV / EBITDA	9.20
EV / EBIT	9.38
EV / FCF	10.46

Financial Position

The company has a current ratio of 0.63, with a Debt / Equity ratio of 0.59.

Current Ratio	0.63
Quick Ratio	0.50
Debt / Equity	0.59
Debt / EBITDA	2.10
Debt / FCF	2.36
Interest Coverage	10.85

Financial Efficiency

Return on equity (ROE) is 20.02% and return on invested capital (ROIC) is 11.31%.

Return on Equity (ROE)	20.02%
Return on Assets (ROA)	3.20%
Return on Invested Capital (ROIC)	11.31%
Return on Capital Employed (ROCE)	5.36%
Revenue Per Employee	1.34M
Profits Per Employee	243,107
Employee Count	3,732
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, Globe Life has paid 215.66 million in taxes.

Income Tax	215.66M
Effective Tax Rate	19.20%

Stock Price Statistics

The stock price has increased by +16.00% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+16.00%
50-Day Moving Average	118.36
200-Day Moving Average	112.86
Relative Strength Index (RSI)	46.84
Average Volume (20 Days)	81

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.71

Income Statement

In the last 12 months, Globe Life had revenue of EUR 5.01 billion and earned 907.27 million in profits. Earnings per share was 10.68.

Revenue	5.01B
Gross Profit	1.63B
Operating Income	1.27B
Pretax Income	1.12B
Net Income	907.27M
EBITDA	1.29B
EBIT	1.27B
Earnings Per Share (EPS)	10.68

Balance Sheet

The company has 303.00 million in cash and 2.71 billion in debt, giving a net cash position of -2.51 billion.

Cash & Cash Equivalents	303.00M
Total Debt	2.71B
Net Cash	-2.51B
Net Cash Per Share	n/a
Equity (Book Value)	4.61B
Book Value Per Share	56.96
Working Capital	-653.81M

Cash Flow

In the last 12 months, operating cash flow was 1.21 billion and capital expenditures -58.75 million, giving a free cash flow of 1.15 billion.

Operating Cash Flow	1.21B
Capital Expenditures	-58.75M
Free Cash Flow	1.15B
FCF Per Share	n/a

Margins

Gross margin is 32.55%, with operating and profit margins of 25.25% and 18.11%.

Gross Margin	32.55%
Operating Margin	25.25%
Pretax Margin	22.42%
Profit Margin	18.11%
EBITDA Margin	25.76%
EBIT Margin	25.25%
FCF Margin	22.92%

Dividends & Yields

This stock pays an annual dividend of 0.94, which amounts to a dividend yield of 0.81%.

Dividend Per Share	0.94
Dividend Yield	0.81%
Dividend Growth (YoY)	8.56%
Years of Dividend Growth	6
Payout Ratio	7.91%
Buyback Yield	9.89%
Shareholder Yield	10.71%
Earnings Yield	9.58%
FCF Yield	12.12%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2014. It was a forward split with a ratio of 1.5.

Last Split Date	Jul 2, 2014
Split Type	Forward
Split Ratio	1.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	5