Trupanion, Inc. (FRA:TPW)

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of EUR 1.07 billion. The enterprise value is 1.06 billion.

Market Cap	1.07B
Enterprise Value	1.06B

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	43.43M
Shares Outstanding	n/a
Shares Change (YoY)	+3.31%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	37.43M

Valuation Ratios

The trailing PE ratio is 64.72 and the forward PE ratio is 7.84.

PE Ratio	64.72
Forward PE	7.84
PS Ratio	0.87
PB Ratio	3.28
P/TBV Ratio	3.93
P/FCF Ratio	16.69
P/OCF Ratio	14.06
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 39.99, with an EV/FCF ratio of 16.53.

EV / Earnings	64.10
EV / Sales	0.87
EV / EBITDA	39.99
EV / EBIT	83.52
EV / FCF	16.53

Financial Position

The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.33.

Current Ratio	1.67
Quick Ratio	1.64
Debt / Equity	0.33
Debt / EBITDA	3.99
Debt / FCF	1.67
Interest Coverage	1.11

Financial Efficiency

Return on equity (ROE) is 5.50% and return on invested capital (ROIC) is 2.72%.

Return on Equity (ROE)	5.50%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	2.72%
Return on Capital Employed (ROCE)	3.02%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.09M
Profits Per Employee	14,765
Employee Count	1,121
Asset Turnover	1.67
Inventory Turnover	n/a

Taxes

In the past 12 months, Trupanion has paid 2.18 million in taxes.

Income Tax	2.18M
Effective Tax Rate	11.64%

Stock Price Statistics

The stock price has decreased by -47.21% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-47.21%
50-Day Moving Average	28.68
200-Day Moving Average	36.53
Relative Strength Index (RSI)	36.03
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	9.40

Income Statement

In the last 12 months, Trupanion had revenue of EUR 1.23 billion and earned 16.55 million in profits. Earnings per share was 0.38.

Revenue	1.23B
Gross Profit	276.74M
Operating Income	13.01M
Pretax Income	18.73M
Net Income	16.55M
EBITDA	26.49M
EBIT	13.01M
Earnings Per Share (EPS)	0.38

Balance Sheet

The company has 315.75 million in cash and 107.27 million in debt, with a net cash position of 10.29 million.

Cash & Cash Equivalents	315.75M
Total Debt	107.27M
Net Cash	10.29M
Net Cash Per Share	n/a
Equity (Book Value)	327.00M
Book Value Per Share	7.53
Working Capital	232.30M

Cash Flow

In the last 12 months, operating cash flow was 76.22 million and capital expenditures -12.03 million, giving a free cash flow of 64.18 million.

Operating Cash Flow	76.22M
Capital Expenditures	-12.03M
Free Cash Flow	64.18M
FCF Per Share	n/a

Margins

Gross margin is 22.57%, with operating and profit margins of 1.06% and 1.35%.

Gross Margin	22.57%
Operating Margin	1.06%
Pretax Margin	1.53%
Profit Margin	1.35%
EBITDA Margin	2.16%
EBIT Margin	1.06%
FCF Margin	5.24%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.31%
Shareholder Yield	-3.31%
Earnings Yield	1.55%
FCF Yield	5.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6