Trustmark Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	223.01	165.49	71.89	147.37
Depreciation & Amortization	38.07	35.76	39.88	45.81
Gain (Loss) on Sale of Investments	172.22	6.1	11.21	20.31
Provision for Credit Losses	41.26	24.58	22.89	-24.45
Net Decrease (Increase) in Loans Originated / Sold - Operating	23.6	-27.95	151.74	185.5
Change in Other Net Operating Assets	-114.77	22.92	115.82	62.05
Other Operating Activities	-26.12	-22.56	-96.88	-22.46
Net Cash from Discontinued Operations	-228.27	-	-	-
Operating Cash Flow	116.93	196.89	296.52	348.77
Operating Cash Flow Growth	-40.61%	-33.60%	-14.98%	433.73%
Capital Expenditures	-23.49	-40.08	-26.62	-27.36
Sale of Property, Plant and Equipment	2.22	1.86	5.11	0.96
Investment in Securities	152.02	373.36	-286.27	-1,136
Divestitures	321.35	-	-	-
Purchase / Sale of Intangibles	-5.09	-8.58	-7.39	-3.84
Net Decrease (Increase) in Loans Originated / Sold - Investing	-177.04	-761.93	-1,925	155.49
Other Investing Activities	9.65	21.78	-43.04	0.6
Investing Cash Flow	284.59	-411.17	-2,280	-1,005
Short-Term Debt Issued	-	-	210.75	74.06
Long-Term Debt Issued	-	-	974.98	-
Total Debt Issued	-	-	1,186	74.06
Short-Term Debt Repaid	-81.74	-43.59	-	-
Long-Term Debt Repaid	-200.48	-575.74	-1.41	-20.62
Total Debt Repaid	-282.22	-619.33	-1.41	-20.62
Net Debt Issued (Repaid)	-282.22	-619.33	1,184	53.44
Repurchase of Common Stock	-9.02	-1.09	-26.29	-63.18
Common Dividends Paid	-56.79	-56.65	-56.68	-58.09
Net Increase (Decrease) in Deposit Accounts	-461.59	1,132	-649.51	1,038
Financing Cash Flow	-809.62	455.04	451.84	970.57
Net Cash Flow	-408.09	240.76	-1,532	314.33
Free Cash Flow	93.44	156.81	269.89	321.41
Free Cash Flow Growth	-40.41%	-41.90%	-16.03%	651.50%
Free Cash Flow Margin	17.98%	23.17%	43.30%	48.35%
Free Cash Flow Per Share	1.52	2.56	4.39	5.10
Cash Interest Paid	385.78	306.57	45.28	24.43
Cash Income Tax Paid	21.47	38.8	2.7	15.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.