Germany · Delayed Price · Currency is EUR United Community Banks Statistics
Total Valuation
FRA:UCBN has a market cap or net worth of EUR 3.53 billion.
| Market Cap | 3.53B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
| Current Share Class | 119.61M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +1.28% |
| Shares Change (QoQ) | -0.34% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 118.75M |
Valuation Ratios
The trailing PE ratio is 13.02 and the forward PE ratio is 11.57.
| PE Ratio | 13.02 |
| Forward PE | 11.57 |
| PS Ratio | 4.08 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | 11.62 |
| P/OCF Ratio | 10.78 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.28%.
| Return on Equity (ROE) | 9.28% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 281,407 |
| Profits Per Employee | 88,272 |
| Employee Count | 3,070 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:UCBN has paid 80.33 million in taxes.
| Income Tax | 80.33M |
| Effective Tax Rate | 22.33% |
Stock Price Statistics
The stock price has decreased by -8.13% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -8.13% |
| 50-Day Moving Average | 28.39 |
| 200-Day Moving Average | 26.79 |
| Relative Strength Index (RSI) | 53.09 |
| Average Volume (20 Days) | 141 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.61 |
Income Statement
In the last 12 months, FRA:UCBN had revenue of EUR 863.92 million and earned 271.00 million in profits. Earnings per share was 2.23.
| Revenue | 863.92M |
| Gross Profit | 863.92M |
| Operating Income | 395.77M |
| Pretax Income | 359.77M |
| Net Income | 271.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.23 |
Balance Sheet
The company has 367.14 million in cash and 252.75 million in debt, with a net cash position of 114.39 million.
| Cash & Cash Equivalents | 367.14M |
| Total Debt | 252.75M |
| Net Cash | 114.39M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 3.10B |
| Book Value Per Share | 25.70 |
| Working Capital | -20.14B |
Cash Flow
In the last 12 months, operating cash flow was 327.08 million and capital expenditures -23.49 million, giving a free cash flow of 303.59 million.
| Operating Cash Flow | 327.08M |
| Capital Expenditures | -23.49M |
| Free Cash Flow | 303.59M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.81% |
| Pretax Margin | 41.64% |
| Profit Margin | 32.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.14% |
Dividends & Yields
This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 2.91%.
| Dividend Per Share | 0.85 |
| Dividend Yield | 2.91% |
| Dividend Growth (YoY) | -1.65% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 37.56% |
| Buyback Yield | -1.28% |
| Shareholder Yield | 1.63% |
| Earnings Yield | 7.68% |
| FCF Yield | 8.61% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |