Germany · Delayed Price · Currency is EUR United Community Banks Statistics
Total Valuation
FRA:UCBN has a market cap or net worth of EUR 3.24 billion.
| Market Cap | 3.24B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 23, 2026.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Sep 15, 2025 |
Share Statistics
| Current Share Class | 121.56M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +1.01% |
| Shares Change (QoQ) | +0.68% |
| Owned by Insiders (%) | 0.60% |
| Owned by Institutions (%) | 84.19% |
| Float | 120.76M |
Valuation Ratios
The trailing PE ratio is 12.41 and the forward PE ratio is 10.79.
| PE Ratio | 12.41 |
| Forward PE | 10.79 |
| PS Ratio | 3.84 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 8.65 |
| P/OCF Ratio | 8.14 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.48 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.07%.
| Return on Equity (ROE) | 9.07% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 275,670 |
| Profits Per Employee | 85,294 |
| Employee Count | 2,979 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:UCBN has paid 75.60 million in taxes.
| Income Tax | 75.60M |
| Effective Tax Rate | 21.84% |
Stock Price Statistics
The stock price has decreased by -18.40% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -18.40% |
| 50-Day Moving Average | 26.16 |
| 200-Day Moving Average | 26.09 |
| Relative Strength Index (RSI) | 55.40 |
| Average Volume (20 Days) | 209 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.72 |
Income Statement
In the last 12 months, FRA:UCBN had revenue of EUR 843.00 million and earned 260.83 million in profits. Earnings per share was 2.15.
| Revenue | 843.00M |
| Gross Profit | 843.00M |
| Operating Income | 378.68M |
| Pretax Income | 346.16M |
| Net Income | 260.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
The company has 555.58 million in cash and 180.53 million in debt, giving a net cash position of 375.05 million.
| Cash & Cash Equivalents | 555.58M |
| Total Debt | 180.53M |
| Net Cash | 375.05M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 3.07B |
| Book Value Per Share | 25.22 |
| Working Capital | -20.14B |
Cash Flow
In the last 12 months, operating cash flow was 397.73 million and capital expenditures -23.32 million, giving a free cash flow of 374.41 million.
| Operating Cash Flow | 397.73M |
| Capital Expenditures | -23.32M |
| Free Cash Flow | 374.41M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 44.92% |
| Pretax Margin | 41.06% |
| Profit Margin | 32.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.41% |
Dividends & Yields
This stock pays an annual dividend of 0.87, which amounts to a dividend yield of 3.27%.
| Dividend Per Share | 0.87 |
| Dividend Yield | 3.27% |
| Dividend Growth (YoY) | 1.97% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 38.75% |
| Buyback Yield | -1.01% |
| Shareholder Yield | 2.27% |
| Earnings Yield | 8.06% |
| FCF Yield | 11.57% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |