Germany · Delayed Price · Currency is EUR United Community Banks Statistics
Total Valuation
FRA:UCBN has a market cap or net worth of EUR 3.49 billion.
| Market Cap | 3.49B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, January 14, 2026.
| Earnings Date | Jan 14, 2026 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
| Current Share Class | 120.60M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +1.28% |
| Shares Change (QoQ) | -0.34% |
| Owned by Insiders (%) | 0.59% |
| Owned by Institutions (%) | 84.58% |
| Float | 119.81M |
Valuation Ratios
The trailing PE ratio is 12.90 and the forward PE ratio is 11.58.
| PE Ratio | 12.90 |
| Forward PE | 11.58 |
| PS Ratio | 4.05 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.54 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.28%.
| Return on Equity (ROE) | 9.28% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 282,511 |
| Profits Per Employee | 88,619 |
| Employee Count | 3,058 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:UCBN has paid 80.33 million in taxes.
| Income Tax | 80.33M |
| Effective Tax Rate | 22.33% |
Stock Price Statistics
The stock price has decreased by -9.94% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -9.94% |
| 50-Day Moving Average | 27.36 |
| 200-Day Moving Average | 26.34 |
| Relative Strength Index (RSI) | 57.14 |
| Average Volume (20 Days) | 128 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.59 |
Income Statement
In the last 12 months, FRA:UCBN had revenue of EUR 863.92 million and earned 271.00 million in profits. Earnings per share was 2.23.
| Revenue | 863.92M |
| Gross Profit | 863.92M |
| Operating Income | 395.77M |
| Pretax Income | 359.77M |
| Net Income | 271.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.23 |
Balance Sheet
The company has 367.14 million in cash and 220.08 million in debt, with a net cash position of 147.06 million.
| Cash & Cash Equivalents | 367.14M |
| Total Debt | 220.08M |
| Net Cash | 147.06M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 3.10B |
| Book Value Per Share | 25.70 |
| Working Capital | -20.17B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.81% |
| Pretax Margin | 41.64% |
| Profit Margin | 32.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 2.95%.
| Dividend Per Share | 0.85 |
| Dividend Yield | 2.95% |
| Dividend Growth (YoY) | -1.65% |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.28% |
| Shareholder Yield | 1.67% |
| Earnings Yield | 7.75% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |