UNIQA Insurance Group AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	347.64	302.69	255.95	314.7	19.41
Depreciation & Amortization	173.25	147.22	90.63	136.09	86.06
Other Amortization	2.12	0.84	0.63	-	-
Gain (Loss) on Sale of Investments	100.04	54.37	207.17	19.98	92.32
Change in Accounts Receivable	-	-	-	8.13	8.54
Change in Deferred Taxes	-6.74	19.98	-53.24	-34.58	-5.94
Change in Insurance Reserves / Liabilities	135.91	104.51	-804.48	374.6	-265.1
Change in Other Net Operating Assets	8.87	-58.36	-258.96	-14.44	68.98
Other Operating Activities	-46.09	-30.42	-0.25	3.21	4.88
Operating Cash Flow	580.68	325.3	-532.05	726.08	167.91
Operating Cash Flow Growth	78.50%	-	-	332.43%	-67.70%
Capital Expenditures	-160.58	-123	-165.92	-173.07	-122.63
Sale of Property, Plant & Equipment	5.15	6.01	25.06	25.35	13.71
Cash Acquisitions	-1.58	-24.77	-0	-38.92	-967.13
Investment in Securities	-267.59	408.38	-203.6	-532.08	18.95
Other Investing Activities	-63.36	-225.67	1,143	64.07	341.82
Investing Cash Flow	-487.96	40.95	798.26	-653.21	-714.69
Long-Term Debt Issued	-	-	1,415	370.32	-
Total Debt Repaid	-19.46	-164.25	-1,431	-427.86	-
Net Debt Issued (Repaid)	-19.46	-164.25	-16.51	-57.54	-
Common Dividends Paid	-174.97	-168.83	-168.83	-55.25	-55.25
Other Financing Activities	40.68	-0.61	-3.38	-15.14	768.07
Financing Cash Flow	-153.75	-333.69	-188.72	-127.93	712.82
Foreign Exchange Rate Adjustments	-1.36	-0.68	-2.44	6.93	-4.95
Miscellaneous Cash Flow Adjustments	-	-	-	-0	-
Net Cash Flow	-62.38	31.88	75.06	-48.13	161.09
Free Cash Flow	420.11	202.31	-697.97	553.01	45.28
Free Cash Flow Growth	107.66%	-	-	1121.24%	-87.24%
Free Cash Flow Margin	5.95%	3.12%	-12.59%	7.92%	0.74%
Free Cash Flow Per Share	1.37	0.66	-2.27	1.80	0.15
Cash Interest Paid	47.44	56.34	62.82	151.14	65.2
Cash Income Tax Paid	70.63	21.66	128	102.33	33.37
Levered Free Cash Flow	127.02	2,861	-8,774	-46.5	1,075
Unlevered Free Cash Flow	157.26	2,893	-8,741	37.73	1,116
Change in Working Capital	3.73	-152.34	-1,086	240.01	-140.51

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.