Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	216.52	180.18	194.51	114.53	244.66
Investment Securities	124.02	120.68	114.76	125.47	65.3
Trading Asset Securities	-	0.14	0.92	1.54	0.41
Mortgage-Backed Securities	-	24.35	20.93	15.48	14.03
Total Investments	124.02	145.17	136.61	142.48	79.73
Gross Loans	2,535	2,248	2,154	2,079	1,622
Allowance for Loan Losses	-32.34	-26.79	-25.85	-25.2	-22.3
Net Loans	2,503	2,222	2,128	2,053	1,600
Property, Plant & Equipment	18.02	23.38	24.77	25.6	25.11
Goodwill	1.52	1.52	1.52	1.52	1.52
Loans Held for Sale	9.49	12.16	18.24	27.93	27.37
Accrued Interest Receivable	12.9	12.69	13.58	13.4	9.59
Restricted Cash	-	0.26	0.26	0.26	0.16
Other Current Assets	24.34	3.91	3.95	6.91	4.59
Long-Term Deferred Tax Assets	14.64	14.11	12.55	12.35	10.04
Other Real Estate Owned & Foreclosed	1.47	-	-	-	-
Other Long-Term Assets	26.55	26.44	26.11	27.47	27.62
Total Assets	2,967	2,654	2,579	2,445	2,034
Accrued Expenses	28.74	20.23	18.37	18.59	12.86
Interest Bearing Deposits	1,858	1,421	1,369	868.04	1,133
Institutional Deposits	-	238.68	135.34	425.3	96.46
Non-Interest Bearing Deposits	465.6	440.8	419.64	494.18	529.23
Total Deposits	2,324	2,100	1,924	1,788	1,759
Short-Term Borrowings	-	140	247	203	-
Current Portion of Long-Term Debt	-	10.5	-	-	-
Current Portion of Leases	-	0.7	-	-	-
Accrued Interest Payable	2.14	1.7	1.92	0.69	0.13
Federal Home Loan Bank Debt, Long-Term	255.77	70	109.44	180	40
Long-Term Leases	-	4.07	5.3	5.6	5.3
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	-	0.6	0.6	-	0.51
Total Liabilities	2,621	2,358	2,317	2,206	1,828
Common Stock	105.89	103.94	100.43	97.2	94
Retained Earnings	243.94	227.33	191.11	156.96	123.04
Treasury Stock	-3.1	-33.58	-27.37	-11.68	-11.63
Comprehensive Income & Other	-1.1	-2.11	-2.74	-3.26	0.32
Shareholders' Equity	345.63	295.58	261.43	239.23	205.73
Total Liabilities & Equity	2,967	2,654	2,579	2,445	2,034
Total Debt	266.08	235.59	372.05	398.91	55.61
Net Cash (Debt)	-49.57	-55.27	-176.62	-282.84	189.46
Net Cash Growth	-	-	-	-	5467.44%
Net Cash Per Share	-4.85	-5.42	-17.08	-26.42	17.97
Filing Date Shares Outstanding	9.98	10.06	10.14	10.59	10.46
Total Common Shares Outstanding	9.98	10.03	10.06	10.58	10.39
Book Value Per Share	34.63	29.48	25.98	22.60	19.80
Tangible Book Value	344.12	294.07	259.91	237.71	204.21
Tangible Book Value Per Share	34.47	29.33	25.83	22.46	19.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.