Unity Bancorp, Inc. (FRA:UTB)

Unity Bancorp Statistics

Total Valuation

Unity Bancorp has a market cap or net worth of EUR 453.36 million.

Market Cap	453.36M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 12, 2026.

Earnings Date	Jan 12, 2026
Ex-Dividend Date	Dec 5, 2025

Share Statistics

Current Share Class	9.98M
Shares Outstanding	n/a
Shares Change (YoY)	+0.21%
Shares Change (QoQ)	-0.37%
Owned by Insiders (%)	9.60%
Owned by Institutions (%)	51.09%
Float	7.25M

Valuation Ratios

The trailing PE ratio is 9.19 and the forward PE ratio is 9.16.

PE Ratio	9.19
Forward PE	9.16
PS Ratio	4.16
PB Ratio	1.54
P/TBV Ratio	1.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.08%.

Return on Equity (ROE)	18.08%
Return on Assets (ROA)	2.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	450,032
Profits Per Employee	203,954
Employee Count	242
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Unity Bancorp has paid 14.96 million in taxes.

Income Tax	14.96M
Effective Tax Rate	23.26%

Stock Price Statistics

The stock price has decreased by -11.11% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-11.11%
50-Day Moving Average	44.54
200-Day Moving Average	41.16
Relative Strength Index (RSI)	45.99
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.83

Income Statement

In the last 12 months, Unity Bancorp had revenue of EUR 108.91 million and earned 49.36 million in profits. Earnings per share was 4.83.

Revenue	108.91M
Gross Profit	108.91M
Operating Income	65.31M
Pretax Income	64.31M
Net Income	49.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.83

Balance Sheet

The company has 184.41 million in cash and 226.62 million in debt, with a net cash position of -42.21 million.

Cash & Cash Equivalents	184.41M
Total Debt	226.62M
Net Cash	-42.21M
Net Cash Per Share	n/a
Equity (Book Value)	294.37M
Book Value Per Share	29.49
Working Capital	-1.78B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	59.97%
Pretax Margin	59.05%
Profit Margin	45.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.51, which amounts to a dividend yield of 1.18%.

Dividend Per Share	0.51
Dividend Yield	1.18%
Dividend Growth (YoY)	6.08%
Years of Dividend Growth	5
Payout Ratio	n/a
Buyback Yield	-0.21%
Shareholder Yield	0.97%
Earnings Yield	10.89%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2