Unum Group (FRA:UUM)

Unum Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 20, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	10,237	11,045	12,881	7,979	7,638	4,417
Market Cap Growth	-23.17%	-14.26%	61.43%	4.47%	72.91%	15.65%
Enterprise Value	13,596	14,176	16,201	11,127	10,765	7,336
PE Ratio	16.28	17.56	7.50	6.87	5.80	5.12
PS Ratio	0.92	0.99	1.03	0.71	0.68	0.42
PB Ratio	1.08	1.17	1.22	0.91	0.93	0.44
P/FCF Ratio	21.64	23.35	9.61	8.26	6.20	3.93
P/OCF Ratio	17.48	18.86	8.81	7.33	5.75	3.62
EV/Sales Ratio	1.23	1.27	1.30	0.99	0.96	0.70
EV/EBITDA Ratio	12.51	13.16	6.49	6.33	5.60	5.03
EV/EBIT Ratio	14.02	14.57	6.80	6.70	5.92	5.42
EV/FCF Ratio	28.74	29.97	12.09	11.52	8.74	6.53
Debt / Equity Ratio	0.37	0.37	0.37	0.37	0.40	0.31
Debt / EBITDA Ratio	3.21	3.21	1.55	1.82	1.71	2.10
Debt / FCF Ratio	7.41	7.41	2.88	3.32	2.66	2.72
Net Debt / Equity Ratio	0.36	0.36	0.35	0.35	0.39	0.30
Net Debt / EBITDA Ratio	3.13	3.13	1.48	1.75	1.65	2.05
Net Debt / FCF Ratio	7.13	7.13	2.76	3.18	2.57	2.66
Quick Ratio	6.08	6.08	3.65	4.80	4.64	5.22
Current Ratio	22.16	22.16	11.49	18.96	20.45	25.37
Asset Turnover	0.21	0.21	0.21	0.20	0.18	0.17
Return on Equity (ROE)	6.69%	6.69%	17.26%	13.96%	13.97%	8.80%
Return on Assets (ROA)	1.14%	1.14%	2.46%	1.84%	1.85%	1.37%
Return on Invested Capital (ROIC)	6.00%	5.99%	13.85%	11.29%	11.52%	8.23%
Earnings Yield	6.14%	5.70%	13.34%	14.56%	17.24%	19.53%
FCF Yield	4.62%	4.28%	10.40%	12.11%	16.13%	25.42%
Dividend Yield	2.50%	2.34%	2.34%	3.39%	3.48%	5.43%
Payout Ratio	42.41%	41.46%	16.67%	21.58%	18.06%	24.40%
Buyback Yield / Dilution	8.05%	8.05%	4.82%	2.23%	1.34%	-0.54%
Total Shareholder Return	10.55%	10.39%	7.16%	5.62%	4.82%	4.90%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.