Unum Group (FRA:UUM)

Unum Group Statistics

Total Valuation

Unum Group has a market cap or net worth of EUR 11.21 billion. The enterprise value is 13.65 billion.

Market Cap	11.21B
Enterprise Value	13.65B

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Jul 25, 2025

Share Statistics

Current Share Class	170.31M
Shares Outstanding	n/a
Shares Change (YoY)	-7.06%
Shares Change (QoQ)	-2.49%
Owned by Insiders (%)	0.82%
Owned by Institutions (%)	82.73%
Float	154.99M

Valuation Ratios

The trailing PE ratio is 8.67 and the forward PE ratio is 8.73.

PE Ratio	8.67
Forward PE	8.73
PS Ratio	1.02
PB Ratio	1.16
P/TBV Ratio	1.20
P/FCF Ratio	9.12
P/OCF Ratio	8.35
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.97, with an EV/FCF ratio of 11.10.

EV / Earnings	10.55
EV / Sales	1.23
EV / EBITDA	6.97
EV / EBIT	7.40
EV / FCF	11.10

Financial Position

The company has a current ratio of 10.10, with a Debt / Equity ratio of 0.36.

Current Ratio	10.10
Quick Ratio	3.72
Debt / Equity	0.36
Debt / EBITDA	1.77
Debt / FCF	2.79
Interest Coverage	10.41

Financial Efficiency

Return on equity (ROE) is 13.95% and return on invested capital (ROIC) is 9.09%.

Return on Equity (ROE)	13.95%
Return on Assets (ROA)	2.14%
Return on Invested Capital (ROIC)	9.09%
Return on Capital Employed (ROCE)	3.48%
Revenue Per Employee	1.00M
Profits Per Employee	118,151
Employee Count	11,063
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, Unum Group has paid 341.96 million in taxes.

Income Tax	341.96M
Effective Tax Rate	20.91%

Stock Price Statistics

The stock price has increased by +12.47% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+12.47%
50-Day Moving Average	63.21
200-Day Moving Average	68.33
Relative Strength Index (RSI)	53.32
Average Volume (20 Days)	355

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.66

Income Statement

In the last 12 months, Unum Group had revenue of EUR 10.99 billion and earned 1.29 billion in profits. Earnings per share was 7.17.

Revenue	10.99B
Gross Profit	3.89B
Operating Income	1.82B
Pretax Income	1.64B
Net Income	1.29B
EBITDA	1.92B
EBIT	1.82B
Earnings Per Share (EPS)	7.17

Balance Sheet

The company has 2.96 billion in cash and 3.43 billion in debt, giving a net cash position of -2.41 billion.

Cash & Cash Equivalents	2.96B
Total Debt	3.43B
Net Cash	-2.41B
Net Cash Per Share	n/a
Equity (Book Value)	9.64B
Book Value Per Share	56.00
Working Capital	10.54B

Cash Flow

In the last 12 months, operating cash flow was 1.34 billion and capital expenditures -113.59 million, giving a free cash flow of 1.23 billion.

Operating Cash Flow	1.34B
Capital Expenditures	-113.59M
Free Cash Flow	1.23B
FCF Per Share	n/a

Margins

Gross margin is 35.38%, with operating and profit margins of 16.59% and 11.77%.

Gross Margin	35.38%
Operating Margin	16.59%
Pretax Margin	14.88%
Profit Margin	11.77%
EBITDA Margin	17.50%
EBIT Margin	16.59%
FCF Margin	11.19%

Dividends & Yields

This stock pays an annual dividend of 1.55, which amounts to a dividend yield of 2.37%.

Dividend Per Share	1.55
Dividend Yield	2.37%
Dividend Growth (YoY)	10.29%
Years of Dividend Growth	3
Payout Ratio	20.11%
Buyback Yield	7.06%
Shareholder Yield	9.42%
Earnings Yield	11.54%
FCF Yield	10.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6