Univest Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	553.71	328.84	249.8	152.8	890.15
Investment Securities	2.01	2.51	88.29	87.13	102.62
Trading Asset Securities	-	-	0.72	0.15	0.85
Mortgage-Backed Securities	494.28	491.47	412.33	420.44	394.37
Total Investments	496.29	493.98	501.34	507.71	497.84
Gross Loans	6,915	6,827	6,598	6,145	5,329
Allowance for Loan Losses	-88.17	-87.09	-85.39	-79	-71.92
Other Adjustments to Gross Loans	-	-	-30.49	-21.93	-19.1
Net Loans	6,827	6,739	6,482	6,044	5,238
Property, Plant & Equipment	71.35	75.2	83.24	81	87.29
Goodwill	175.51	175.51	175.51	175.51	175.51
Other Intangible Assets	7.33	8.31	1.97	2.81	3.97
Loans Held for Sale	15.29	16.65	11.64	5.04	21.6
Accrued Interest Receivable	88.98	91.88	32.41	31.27	18.84
Other Receivables	-	-	0.55	-	5.53
Other Current Assets	-	-	9.66	9.49	12.15
Long-Term Deferred Tax Assets	-	-	21.79	24.13	11.42
Other Real Estate Owned & Foreclosed	23.99	20.22	19.03	19.26	0.28
Other Long-Term Assets	140	139.35	166.37	149.98	146.25
Total Assets	8,437	8,128	7,781	7,222	7,122
Accounts Payable	-	-	11.76	9.15	9.58
Accrued Expenses	54.46	64.93	18.2	21.67	20.95
Interest Bearing Deposits	5,655	5,345	4,720	3,771	3,870
Institutional Deposits	-	-	187	95	119.9
Non-Interest Bearing Deposits	1,432	1,415	1,468	2,047	2,065
Total Deposits	7,087	6,759	6,376	5,914	6,055
Short-Term Borrowings	24.41	11.18	12.7	206.15	20.69
Current Income Taxes Payable	-	-	-	2.2	-
Accrued Interest Payable	-	-	16.97	5.31	4.39
Long-Term Debt	98.87	149.26	148.76	148.26	98.87
Federal Home Loan Bank Debt, Long-Term	200	225	310	95	95
Long-Term Leases	28.53	31.49	34.85	33.15	33.45
Pension & Post-Retirement Benefits	-	-	2.48	2.95	3.65
Other Long-Term Liabilities	-	-	9.93	8.16	6.92
Total Liabilities	7,494	7,241	6,941	6,446	6,349
Common Stock	157.78	157.78	157.78	157.78	157.78
Additional Paid-In Capital	304.02	302.83	301.07	300.81	299.18
Retained Earnings	591.2	525.78	474.69	428.64	375.12
Treasury Stock	-84.22	-55.1	-43.69	-48.63	-41.94
Comprehensive Income & Other	-25.47	-43.99	-50.65	-62.1	-16.35
Shareholders' Equity	943.32	887.3	839.21	776.5	773.79
Total Liabilities & Equity	8,437	8,128	7,781	7,222	7,122
Total Debt	351.81	416.93	506.31	482.56	248.02
Net Cash (Debt)	201.9	-88.08	-255.8	-329.61	642.99
Net Cash Per Share	6.96	-2.99	-8.66	-11.15	21.76
Filing Date Shares Outstanding	28.16	29	29.53	29.29	29.53
Total Common Shares Outstanding	28.16	29.05	29.51	29.27	29.5
Book Value Per Share	33.50	30.55	28.44	26.53	26.23
Tangible Book Value	760.48	703.48	661.73	598.18	594.31
Tangible Book Value Per Share	27.01	24.22	22.42	20.44	20.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.