Univest Financial Corporation (FRA:UVE)

Univest Financial Statistics

Total Valuation

FRA:UVE has a market cap or net worth of EUR 726.23 million.

Market Cap	726.23M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

Current Share Class	28.81M
Shares Outstanding	n/a
Shares Change (YoY)	-0.93%
Shares Change (QoQ)	-1.08%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	27.87M

Valuation Ratios

The trailing PE ratio is 10.68 and the forward PE ratio is 10.20.

PE Ratio	10.68
Forward PE	10.20
PS Ratio	2.86
PB Ratio	0.93
P/TBV Ratio	1.15
P/FCF Ratio	8.42
P/OCF Ratio	8.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.02%.

Return on Equity (ROE)	9.02%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	275,840
Profits Per Employee	73,863
Employee Count	949
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:UVE has paid 16.89 million in taxes.

Income Tax	16.89M
Effective Tax Rate	19.89%

Stock Price Statistics

The stock price has decreased by -9.23% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.23%
50-Day Moving Average	24.28
200-Day Moving Average	25.58
Relative Strength Index (RSI)	41.19
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.40

Income Statement

In the last 12 months, FRA:UVE had revenue of EUR 254.05 million and earned 68.03 million in profits. Earnings per share was 2.32.

Revenue	254.05M
Gross Profit	254.05M
Operating Income	88.48M
Pretax Income	84.92M
Net Income	68.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.32

Balance Sheet

The company has 136.86 million in cash and 328.69 million in debt, giving a net cash position of -191.84 million.

Cash & Cash Equivalents	136.86M
Total Debt	328.69M
Net Cash	-191.84M
Net Cash Per Share	n/a
Equity (Book Value)	780.60M
Book Value Per Share	27.09
Working Capital	-5.48B

Cash Flow

In the last 12 months, operating cash flow was 90.09 million and capital expenditures -3.87 million, giving a free cash flow of 86.22 million.

Operating Cash Flow	90.09M
Capital Expenditures	-3.87M
Free Cash Flow	86.22M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.83%
Pretax Margin	33.43%
Profit Margin	26.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.94%

Dividends & Yields

This stock pays an annual dividend of 0.78, which amounts to a dividend yield of 3.31%.

Dividend Per Share	0.78
Dividend Yield	3.31%
Dividend Growth (YoY)	0.47%
Years of Dividend Growth	n/a
Payout Ratio	31.25%
Buyback Yield	0.93%
Shareholder Yield	4.24%
Earnings Yield	9.37%
FCF Yield	11.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4