Univest Financial Corporation (FRA:UVE)

Univest Financial Statistics

Total Valuation

FRA:UVE has a market cap or net worth of EUR 780.93 million.

Market Cap	780.93M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Nov 5, 2025

Share Statistics

Current Share Class	28.48M
Shares Outstanding	n/a
Shares Change (YoY)	-1.06%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	1.47%
Owned by Institutions (%)	78.76%
Float	27.71M

Valuation Ratios

The trailing PE ratio is 10.54 and the forward PE ratio is 10.51.

PE Ratio	10.54
Forward PE	10.51
PS Ratio	2.96
PB Ratio	0.98
P/TBV Ratio	1.21
P/FCF Ratio	9.71
P/OCF Ratio	9.27
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.61%.

Return on Equity (ROE)	9.61%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	286,084
Profits Per Employee	80,467
Employee Count	949
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:UVE has paid 18.28 million in taxes.

Income Tax	18.28M
Effective Tax Rate	19.78%

Stock Price Statistics

The stock price has decreased by -8.28% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-8.28%
50-Day Moving Average	24.18
200-Day Moving Average	24.27
Relative Strength Index (RSI)	65.98
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.57

Income Statement

In the last 12 months, FRA:UVE had revenue of EUR 263.48 million and earned 74.11 million in profits. Earnings per share was 2.54.

Revenue	263.48M
Gross Profit	263.48M
Operating Income	96.04M
Pretax Income	92.39M
Net Income	74.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.54

Balance Sheet

The company has 696.37 million in cash and 316.18 million in debt, giving a net cash position of 380.19 million.

Cash & Cash Equivalents	696.37M
Total Debt	316.18M
Net Cash	380.19M
Net Cash Per Share	n/a
Equity (Book Value)	795.38M
Book Value Per Share	27.83
Working Capital	-5.48B

Cash Flow

In the last 12 months, operating cash flow was 84.28 million and capital expenditures -3.88 million, giving a free cash flow of 80.40 million.

Operating Cash Flow	84.28M
Capital Expenditures	-3.88M
Free Cash Flow	80.40M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.45%
Pretax Margin	35.06%
Profit Margin	28.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.51%

Dividends & Yields

This stock pays an annual dividend of 0.78, which amounts to a dividend yield of 2.92%.

Dividend Per Share	0.78
Dividend Yield	2.92%
Dividend Growth (YoY)	0.33%
Years of Dividend Growth	n/a
Payout Ratio	28.95%
Buyback Yield	1.06%
Shareholder Yield	3.98%
Earnings Yield	9.49%
FCF Yield	10.30%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4