EQB Inc. Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	717.25	591.64	549.47	495.11	773.25
Investment Securities	3,198	2,804	2,834	2,281	1,386
Trading Asset Securities	344.24	393.82	466.43	444.91	268.33
Total Investments	3,543	3,198	3,301	2,725	1,655
Gross Loans	46,594	47,369	47,645	46,775	33,050
Allowance for Loan Losses	-206.8	-164.42	-84.69	-96.78	-48.95
Other Adjustments to Gross Loans	-153.56	-170.46	-198.99	-168.31	-100.25
Net Loans	46,233	47,034	47,361	46,510	32,901
Property, Plant & Equipment	194.67	118.69	35.21	36.18	21.57
Goodwill	92.55	110.58	57.6	57.6	16.94
Other Intangible Assets	64.1	71.18	25.37	145.5	92.57
Accrued Interest Receivable	10.95	12.61	12.41	7.56	2.8
Other Receivables	24.38	6.75	28.02	13.12	9.68
Restricted Cash	1,327	971.99	767.2	737.66	462.16
Other Current Assets	137.63	141.06	93.96	42.73	16.76
Long-Term Deferred Tax Assets	36.43	36.1	14.23	-	-
Other Real Estate Owned & Foreclosed	-	-	-	0.38	0.05
Other Long-Term Assets	1,029	813.72	559.27	373.46	207.89
Total Assets	53,494	53,234	52,933	51,145	36,159
Accounts Payable	341.57	307.44	318	207.65	143.93
Accrued Expenses	45.15	20	21.29	57.54	50.41
Interest Bearing Deposits	36,012	33,093	31,472	30,671	20,660
Total Deposits	36,012	33,093	31,472	30,671	20,660
Short-Term Borrowings	199.31	121.73	1,281	885.13	1,426
Current Income Taxes Payable	5.62	15	2.85	-	43.42
Accrued Interest Payable	604.43	646.18	524.7	380.63	196.62
Long-Term Debt	12,652	15,541	16,236	16,264	11,575
Long-Term Leases	108.28	69.78	4.56	10.33	8.6
Long-Term Unearned Revenue	2.01	2.49	18.3	2.42	0.82
Long-Term Deferred Tax Liabilities	199.15	177.93	128.44	72.68	63.14
Other Long-Term Liabilities	112.76	100.5	81.15	58.18	38.51
Total Liabilities	50,282	50,096	50,088	48,610	34,206
Preferred Stock, Redeemable	-	-	181.41	181.41	70.61
Common Stock	503.06	505.88	471.01	462.56	230.16
Additional Paid-In Capital	-	-	12.8	11.45	8.69
Retained Earnings	2,566	2,483	2,185	1,870	1,651
Comprehensive Income & Other	134.03	138.62	-5.16	9.44	-7.58
Total Common Equity	3,204	3,128	2,664	2,354	1,882
Minority Interest	8.23	10.38	-	-	-
Shareholders' Equity	3,212	3,138	2,846	2,535	1,953
Total Liabilities & Equity	53,494	53,234	52,933	51,145	36,159
Total Debt	12,959	15,733	17,521	17,160	13,010
Net Cash (Debt)	-10,293	-13,487	-15,597	-16,019	-11,418
Net Cash Per Share	-266.97	-349.87	-410.29	-457.29	-331.49
Filing Date Shares Outstanding	37.59	38.45	37.88	37.56	34.07
Total Common Shares Outstanding	37.59	38.45	37.88	37.56	34.07
Book Value Per Share	85.23	81.35	70.33	62.65	55.24
Tangible Book Value	3,047	2,946	2,581	2,150	1,773
Tangible Book Value Per Share	81.06	76.62	68.14	57.25	52.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.