Germany · Delayed Price · Currency is EUR VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of EUR 415.63 million.
| Market Cap | 415.63M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, March 4, 2026.
| Earnings Date | Mar 4, 2026 |
| Ex-Dividend Date | Jan 9, 2026 |
Share Statistics
| Current Share Class | 31.95M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +21.34% |
| Shares Change (QoQ) | +0.48% |
| Owned by Insiders (%) | 11.11% |
| Owned by Institutions (%) | 34.14% |
| Float | 27.41M |
Valuation Ratios
The trailing PE ratio is 23.61 and the forward PE ratio is 11.16.
| PE Ratio | 23.61 |
| Forward PE | 11.16 |
| PS Ratio | 5.59 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.11%.
| Return on Equity (ROE) | 6.11% |
| Return on Assets (ROA) | 0.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 567,803 |
| Profits Per Employee | 134,399 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid 8.06 million in taxes.
| Income Tax | 8.06M |
| Effective Tax Rate | 31.41% |
Stock Price Statistics
The stock price has decreased by -3.13% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -3.13% |
| 50-Day Moving Average | 10.75 |
| 200-Day Moving Average | 9.74 |
| Relative Strength Index (RSI) | 59.29 |
| Average Volume (20 Days) | 183 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, VersaBank had revenue of EUR 74.38 million and earned 17.61 million in profits. Earnings per share was 0.56.
| Revenue | 74.38M |
| Gross Profit | 74.38M |
| Operating Income | 25.67M |
| Pretax Income | 25.67M |
| Net Income | 17.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.56 |
Balance Sheet
The company has 359.89 million in cash and 65.95 million in debt, with a net cash position of 293.94 million.
| Cash & Cash Equivalents | 359.89M |
| Total Debt | 65.95M |
| Net Cash | 293.94M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 329.55M |
| Book Value Per Share | 10.32 |
| Working Capital | -2.81B |
Cash Flow
In the last 12 months, operating cash flow was -420.32 million and capital expenditures -590,217, giving a free cash flow of -420.91 million.
| Operating Cash Flow | -420.32M |
| Capital Expenditures | -590,217 |
| Free Cash Flow | -420.91M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.51% |
| Pretax Margin | 34.51% |
| Profit Margin | 23.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.51%.
| Dividend Per Share | 0.06 |
| Dividend Yield | 0.51% |
| Dividend Growth (YoY) | -7.45% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 11.37% |
| Buyback Yield | -21.34% |
| Shareholder Yield | -20.83% |
| Earnings Yield | 4.24% |
| FCF Yield | -101.27% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |