Germany · Delayed Price · Currency is EUR VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of EUR 336.46 million.
| Market Cap | 336.46M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, December 10, 2025.
| Earnings Date | Dec 10, 2025 |
| Ex-Dividend Date | Oct 10, 2025 |
Share Statistics
| Current Share Class | 32.17M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +15.46% |
| Shares Change (QoQ) | -0.46% |
| Owned by Insiders (%) | 11.13% |
| Owned by Institutions (%) | 33.85% |
| Float | 27.57M |
Valuation Ratios
The trailing PE ratio is 18.67 and the forward PE ratio is 10.05.
| PE Ratio | 18.67 |
| Forward PE | 10.05 |
| PS Ratio | 4.68 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.14%.
| Return on Equity (ROE) | 6.14% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 594,584 |
| Profits Per Employee | 148,902 |
| Employee Count | 121 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid 6.88 million in taxes.
| Income Tax | 6.88M |
| Effective Tax Rate | 27.47% |
Stock Price Statistics
The stock price has decreased by -41.92% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -41.92% |
| 50-Day Moving Average | 10.02 |
| 200-Day Moving Average | 9.56 |
| Relative Strength Index (RSI) | 47.47 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, VersaBank had revenue of EUR 71.94 million and earned 18.02 million in profits. Earnings per share was 0.60.
| Revenue | 71.94M |
| Gross Profit | 71.94M |
| Operating Income | 25.06M |
| Pretax Income | 25.06M |
| Net Income | 18.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.60 |
Balance Sheet
The company has 290.77 million in cash and 66.60 million in debt, giving a net cash position of 224.16 million.
| Cash & Cash Equivalents | 290.77M |
| Total Debt | 66.60M |
| Net Cash | 224.16M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 333.61M |
| Book Value Per Share | 10.37 |
| Working Capital | -2.73B |
Cash Flow
In the last 12 months, operating cash flow was -369.96 million and capital expenditures -354,367, giving a free cash flow of -370.31 million.
| Operating Cash Flow | -369.96M |
| Capital Expenditures | -354,367 |
| Free Cash Flow | -370.31M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.83% |
| Pretax Margin | 34.83% |
| Profit Margin | 25.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.66%.
| Dividend Per Share | 0.06 |
| Dividend Yield | 0.66% |
| Dividend Growth (YoY) | -5.80% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.68% |
| Buyback Yield | -15.46% |
| Shareholder Yield | -14.82% |
| Earnings Yield | 5.35% |
| FCF Yield | -110.06% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |