Valley National Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	380.27	498.51	568.85	473.84
Depreciation & Amortization	-	78.83	83.21	79.45	51.82
Gain (Loss) on Sale of Assets	-	-3.73	-6.81	-0.9	-0.9
Gain (Loss) on Sale of Investments	-	-3.38	-2.55	10.56	29.71
Total Asset Writedown	-	-	-	-	-0.87
Provision for Credit Losses	-	308.83	50.18	56.82	32.63
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	9.04	0.89	122.51	177.09
Change in Trading Asset Securities	-	3.97	9.47	24.69	-38.13
Accrued Interest Receivable	-	5.56	-48.89	-74.01	11.53
Change in Other Net Operating Assets	-	-259.54	-223.5	610.66	70.96
Other Operating Activities	-	-6.14	-9.36	7.49	35.23
Operating Cash Flow	-	548.54	378.19	1,428	837.14
Operating Cash Flow Growth	-	45.04%	-73.52%	70.64%	411.82%
Cash Acquisitions	-	-	-	321.54	321.62
Investment in Securities	-	-1,893	49.65	-187.16	-344.58
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	1,187	-3,347	-6,869	-1,032
Other Investing Activities	-	9.12	5.22	4.68	5.13
Investing Cash Flow	-	-709.28	-3,350	-6,788	-1,081
Short-Term Debt Issued	-	-	779.11	-	-
Long-Term Debt Issued	-	1,002	1,252	147.51	295.92
Total Debt Issued	-	1,002	2,031	147.51	295.92
Short-Term Debt Repaid	-	-845.12	-	-620.79	-492.23
Long-Term Debt Repaid	-	-165	-475	-	-1,168
Total Debt Repaid	-	-1,010	-475	-620.79	-1,661
Net Debt Issued (Repaid)	-	-8.32	1,556	-473.28	-1,365
Issuance of Common Stock	-	451.16	4.01	0.12	11.25
Repurchase of Common Stock	-	-8.87	-11.48	-24.12	-23.91
Preferred Stock Issued	-	144.65	-	-	-
Common Dividends Paid	-	-228.23	-225.41	-206	-179.67
Preferred Dividends Paid	-	-21.37	-14.34	-13.15	-12.69
Total Dividends Paid	-	-249.6	-239.75	-219.15	-192.36
Net Increase (Decrease) in Deposit Accounts	-	830.61	1,606	4,975	2,535
Other Financing Activities	-	-0	-0.02	-0.75	-0.68
Financing Cash Flow	-	1,160	2,915	4,257	964.35
Net Cash Flow	-	998.9	-56.72	-1,102	720.72
Cash Interest Paid	-	1,738	1,360	281.14	138.36
Cash Income Tax Paid	-	89.7	236.5	172.1	163.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.