The Western Union Company (FRA:W3U)

The Western Union Company Statistics

Total Valuation

FRA:W3U has a market cap or net worth of EUR 2.36 billion. The enterprise value is 3.78 billion.

Market Cap	2.36B
Enterprise Value	3.78B

Important Dates

The next estimated earnings date is Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Sep 16, 2025

Share Statistics

Current Share Class	317.84M
Shares Outstanding	n/a
Shares Change (YoY)	-3.95%
Shares Change (QoQ)	-2.06%
Owned by Insiders (%)	0.51%
Owned by Institutions (%)	100.72%
Float	315.95M

Valuation Ratios

The trailing PE ratio is 3.60 and the forward PE ratio is 4.97.

PE Ratio	3.60
Forward PE	4.97
PS Ratio	0.68
PB Ratio	3.00
P/TBV Ratio	n/a
P/FCF Ratio	5.44
P/OCF Ratio	5.11
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.51, with an EV/FCF ratio of 8.70.

EV / Earnings	5.75
EV / Sales	1.07
EV / EBITDA	4.51
EV / EBIT	5.82
EV / FCF	8.70

Financial Position

The company has a current ratio of 0.30, with a Debt / Equity ratio of 2.80.

Current Ratio	0.30
Quick Ratio	0.24
Debt / Equity	2.80
Debt / EBITDA	2.66
Debt / FCF	5.09
Interest Coverage	5.52

Financial Efficiency

Return on equity (ROE) is 97.70% and return on invested capital (ROIC) is 13.95%.

Return on Equity (ROE)	97.70%
Return on Assets (ROA)	6.10%
Return on Invested Capital (ROIC)	13.95%
Return on Capital Employed (ROCE)	19.39%
Revenue Per Employee	384,050
Profits Per Employee	72,202
Employee Count	9,100
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

Income Tax	-126.65M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -27.73% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-27.73%
50-Day Moving Average	7.33
200-Day Moving Average	8.00
Relative Strength Index (RSI)	51.63
Average Volume (20 Days)	1,374

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.98

Income Statement

In the last 12 months, FRA:W3U had revenue of EUR 3.49 billion and earned 657.04 million in profits. Earnings per share was 1.98.

Revenue	3.49B
Gross Profit	1.32B
Operating Income	642.80M
Pretax Income	530.39M
Net Income	657.04M
EBITDA	784.97M
EBIT	642.80M
Earnings Per Share (EPS)	1.98

Balance Sheet

The company has 807.81 million in cash and 2.21 billion in debt, giving a net cash position of -1.40 billion.

Cash & Cash Equivalents	807.81M
Total Debt	2.21B
Net Cash	-1.40B
Net Cash Per Share	n/a
Equity (Book Value)	788.72M
Book Value Per Share	2.48
Working Capital	-2.33B

Cash Flow

In the last 12 months, operating cash flow was 462.20 million and capital expenditures -28.04 million, giving a free cash flow of 434.16 million.

Operating Cash Flow	462.20M
Capital Expenditures	-28.04M
Free Cash Flow	434.16M
FCF Per Share	n/a

Margins

Gross margin is 37.89%, with operating and profit margins of 18.39% and 18.80%.

Gross Margin	37.89%
Operating Margin	18.39%
Pretax Margin	15.18%
Profit Margin	18.80%
EBITDA Margin	22.46%
EBIT Margin	18.39%
FCF Margin	12.42%

Dividends & Yields

This stock pays an annual dividend of 0.84, which amounts to a dividend yield of 11.13%.

Dividend Per Share	0.84
Dividend Yield	11.13%
Dividend Growth (YoY)	-1.80%
Years of Dividend Growth	n/a
Payout Ratio	40.76%
Buyback Yield	3.95%
Shareholder Yield	15.08%
Earnings Yield	27.81%
FCF Yield	18.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:W3U has an Altman Z-Score of 0.71 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.71
Piotroski F-Score	5