The Western Union Company (FRA:W3U)

The Western Union Company Statistics

Total Valuation

FRA:W3U has a market cap or net worth of EUR 2.47 billion. The enterprise value is 4.05 billion.

Market Cap	2.47B
Enterprise Value	4.05B

Important Dates

The last earnings date was Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	Dec 22, 2025

Share Statistics

Current Share Class	313.45M
Shares Outstanding	n/a
Shares Change (YoY)	-3.96%
Shares Change (QoQ)	-1.21%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	316.30M

Valuation Ratios

The trailing PE ratio is 5.80 and the forward PE ratio is 5.12.

PE Ratio	5.80
Forward PE	5.12
PS Ratio	0.71
PB Ratio	3.02
P/TBV Ratio	n/a
P/FCF Ratio	5.73
P/OCF Ratio	5.33
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.76, with an EV/FCF ratio of 9.42.

EV / Earnings	9.52
EV / Sales	1.18
EV / EBITDA	4.76
EV / EBIT	6.22
EV / FCF	9.42

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 3.24.

Current Ratio	0.34
Quick Ratio	0.28
Debt / Equity	3.24
Debt / EBITDA	3.10
Debt / FCF	6.14
Interest Coverage	5.37

Financial Efficiency

Return on equity (ROE) is 51.86% and return on invested capital (ROIC) is 22.73%.

Return on Equity (ROE)	51.86%
Return on Assets (ROA)	5.76%
Return on Invested Capital (ROIC)	22.73%
Return on Capital Employed (ROCE)	20.12%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	379,119
Profits Per Employee	46,759
Employee Count	9,100
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:W3U has paid 107.40 million in taxes.

Income Tax	107.40M
Effective Tax Rate	20.15%

Stock Price Statistics

The stock price has decreased by -26.77% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-26.77%
50-Day Moving Average	8.07
200-Day Moving Average	7.61
Relative Strength Index (RSI)	35.39
Average Volume (20 Days)	1,105

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	5.47

Income Statement

In the last 12 months, FRA:W3U had revenue of EUR 3.45 billion and earned 425.51 million in profits. Earnings per share was 1.29.

Revenue	3.45B
Gross Profit	1.28B
Operating Income	654.28M
Pretax Income	532.91M
Net Income	425.51M
EBITDA	795.15M
EBIT	654.28M
Earnings Per Share (EPS)	1.29

Balance Sheet

The company has 1.05 billion in cash and 2.64 billion in debt, with a net cash position of -1.59 billion.

Cash & Cash Equivalents	1.05B
Total Debt	2.64B
Net Cash	-1.59B
Net Cash Per Share	n/a
Equity (Book Value)	815.76M
Book Value Per Share	2.58
Working Capital	-2.50B

Cash Flow

In the last 12 months, operating cash flow was 463.07 million and capital expenditures -32.79 million, giving a free cash flow of 430.28 million.

Operating Cash Flow	463.07M
Capital Expenditures	-32.79M
Free Cash Flow	430.28M
FCF Per Share	n/a

Margins

Gross margin is 37.03%, with operating and profit margins of 18.96% and 12.33%.

Gross Margin	37.03%
Operating Margin	18.96%
Pretax Margin	15.45%
Profit Margin	12.33%
EBITDA Margin	23.05%
EBIT Margin	18.96%
FCF Margin	12.47%

Dividends & Yields

This stock pays an annual dividend of 0.82, which amounts to a dividend yield of 10.84%.

Dividend Per Share	0.82
Dividend Yield	10.84%
Dividend Growth (YoY)	-5.85%
Years of Dividend Growth	n/a
Payout Ratio	61.85%
Buyback Yield	3.96%
Shareholder Yield	14.80%
Earnings Yield	17.25%
FCF Yield	17.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:W3U has an Altman Z-Score of 0.62 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.62
Piotroski F-Score	4