WaFd, Inc. Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	734.92	657.31	2,381	980.65	683.97	2,091
Investment Securities	4,142	1,087	1,298	1,082	1,155	1,531
Trading Asset Securities	-	151.27	165.62	312.97	286.49	53.43
Mortgage-Backed Securities	764.79	3,249	1,824	1,336	1,359	972.85
Total Investments	4,907	4,488	3,288	2,732	2,801	2,558
Gross Loans	20,048	21,274	22,359	19,649	19,385	16,299
Allowance for Loan Losses	-199.54	-199.72	-203.75	-177.21	-172.81	-171.3
Other Adjustments to Gross Loans	-	-986.05	-1,239	-1,995	-3,099	-2,294
Net Loans	19,848	20,089	20,916	17,477	16,114	13,834
Property, Plant & Equipment	270.55	309.31	285.39	258.14	268.61	282.94
Goodwill	416.25	414.72	411.36	304.75	303.46	303.46
Other Intangible Assets	26.84	27.37	37.07	5.87	5.55	6.56
Accrued Interest Receivable	97.65	98.59	102.83	87	63.87	50.64
Other Receivables	102.38	112.78	119.25	8.48	-	3.88
Other Real Estate Owned & Foreclosed	8.74	14.39	7.88	7.5	10.02	11.88
Other Long-Term Assets	754.97	401.01	415.85	487.26	427.2	406.28
Total Assets	27,286	26,700	28,060	22,475	20,772	19,651
Accrued Expenses	325.14	146.76	175.88	172.28	194.71	171.01
Interest Bearing Deposits	21,417	18,870	18,874	13,364	12,763	12,420
Non-Interest Bearing Deposits	-	2,568	2,500	2,706	3,267	3,122
Total Deposits	21,417	21,438	21,374	16,070	16,030	15,542
Short-Term Borrowings	-	73.33	48.06	79.67	67.26	14.8
Current Portion of Long-Term Debt	-	1,747	2,099	2,900	2,025	1,320
Current Portion of Leases	-	10.98	-	-	-	-
Current Income Taxes Payable	5.12	-	-	-	3.31	-
Federal Home Loan Bank Debt, Long-Term	2,437	18.56	1,168	750	100	400
Long-Term Leases	-	41.2	40.79	23.42	27.97	29.57
Trust Preferred Securities	51.88	51.65	50.72	-	-	-
Other Long-Term Liabilities	20.69	132.97	103.03	52.55	50.05	47.02
Total Liabilities	24,256	23,660	25,060	20,048	18,498	17,525
Preferred Stock, Redeemable	300	300	300	300	300	300
Common Stock	154.62	154.41	154.01	136.47	136.27	135.99
Additional Paid-In Capital	2,166	2,163	2,151	1,688	1,687	1,679
Retained Earnings	2,146	2,106	1,979	1,868	1,689	1,529
Treasury Stock	-1,799	-1,741	-1,639	-1,612	-1,590	-1,587
Comprehensive Income & Other	61.9	56.95	55.85	46.92	52.48	69.79
Total Common Equity	2,729	2,740	2,700	2,126	1,974	1,826
Shareholders' Equity	3,029	3,040	3,000	2,426	2,274	2,126
Total Liabilities & Equity	27,286	26,700	28,060	22,475	20,772	19,651
Total Debt	2,488	1,943	3,407	3,753	2,220	1,764
Net Cash (Debt)	-1,753	-1,134	-860.42	-2,459	-1,250	379.86
Net Cash Per Share	-22.15	-14.13	-11.58	-37.69	-19.11	5.23
Filing Date Shares Outstanding	76.45	76.7	81.35	64.81	65.31	65.22
Total Common Shares Outstanding	76.45	78.19	81.22	64.74	65.33	65.15
Book Value Per Share	35.70	35.04	33.25	32.85	30.22	28.03
Tangible Book Value	2,286	2,297	2,252	1,816	1,665	1,516
Tangible Book Value Per Share	29.91	29.38	27.73	28.05	25.49	23.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.