West Bancorporation Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	25.17	243.48	65.36	26.54	192.83
Investment Securities	914.36	205.48	242.15	242.21	282.99
Trading Asset Securities	-	24.18	25.43	31.59	3.89
Mortgage-Backed Securities	-	339.08	381.77	421.91	475.83
Total Investments	914.36	568.75	649.35	695.71	762.71
Gross Loans	3,004	3,008	2,932	2,747	2,461
Allowance for Loan Losses	-30.53	-30.43	-28.34	-25.47	-28.36
Other Adjustments to Gross Loans	-2.55	-3.15	-4.28	-4.14	-4.53
Net Loans	2,971	2,974	2,899	2,717	2,428
Property, Plant & Equipment	108.38	109.99	86.4	53.12	34.57
Accrued Interest Receivable	-	12.83	13.58	11.99	8.89
Long-Term Deferred Tax Assets	-	33.2	34.3	36.61	10.82
Other Long-Term Assets	108	57.2	54.62	52.55	52.59
Total Assets	4,142	4,015	3,826	3,613	3,500
Accrued Expenses	-	16.24	15.8	20.53	6.66
Interest Bearing Deposits	2,928	2,219	2,425	2,187	2,296
Institutional Deposits	-	597.89	-	-	-
Non-Interest Bearing Deposits	540.36	541.05	548.73	693.56	720.14
Total Deposits	3,468	3,358	2,974	2,880	3,016
Short-Term Borrowings	270	284.55	480.37	370.31	139.28
Current Portion of Long-Term Debt	-	5	-	-	-
Current Portion of Leases	-	0.59	-	-	-
Long-Term Debt	26.25	37.74	47.74	51.49	51.52
Long-Term Leases	-	3.96	3.4	-	5.94
Trust Preferred Securities	80.16	79.89	79.63	79.37	20.47
Other Long-Term Liabilities	31.38	1.54	-	-	-
Total Liabilities	3,876	3,787	3,601	3,402	3,240
Common Stock	3	3	3	3	3
Additional Paid-In Capital	37.23	35.62	34.2	32.02	30.18
Retained Earnings	294.26	278.61	271.37	267.56	237.78
Comprehensive Income & Other	-68.51	-89.36	-83.52	-91.47	-10.64
Shareholders' Equity	265.99	227.88	225.04	211.11	260.33
Total Liabilities & Equity	4,142	4,015	3,826	3,613	3,500
Total Debt	376.41	411.73	611.14	501.16	217.21
Net Cash (Debt)	94.68	-144.08	-520.36	-443.03	-20.5
Net Cash Per Share	5.58	-8.53	-31.07	-26.37	-1.22
Filing Date Shares Outstanding	16.88	16.83	16.73	16.64	16.55
Total Common Shares Outstanding	16.88	16.83	16.73	16.64	16.55
Book Value Per Share	15.76	13.54	13.46	12.69	15.73
Tangible Book Value	265.99	227.88	225.04	211.11	260.33
Tangible Book Value Per Share	15.76	13.54	13.46	12.69	15.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.