West Bancorporation, Inc. (FRA:WB3)

West Bancorporation Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	232.93	243.48	65.36	26.54	192.83	396.44
Investment Securities	202.78	205.48	242.15	242.21	282.99	196.09
Trading Asset Securities	13.8	24.18	25.43	31.59	3.89	0.49
Mortgage-Backed Securities	335.08	339.08	381.77	421.91	475.83	224.49
Total Investments	551.66	568.75	649.35	695.71	762.71	421.06
Gross Loans	3,012	3,008	2,932	2,747	2,461	2,287
Allowance for Loan Losses	-30.52	-30.43	-28.34	-25.47	-28.36	-29.44
Other Adjustments to Gross Loans	-2.89	-3.15	-4.28	-4.14	-4.53	-6.17
Net Loans	2,978	2,974	2,899	2,717	2,428	2,251
Property, Plant & Equipment	109.21	109.99	86.4	53.12	34.57	29.08
Accrued Interest Receivable	13.37	12.83	13.58	11.99	8.89	11.23
Long-Term Deferred Tax Assets	27.72	33.2	34.3	36.61	10.82	11.29
Other Long-Term Assets	57.03	57.2	54.62	52.55	52.59	53.79
Total Assets	3,985	4,015	3,826	3,613	3,500	3,186
Accrued Expenses	22	16.24	15.8	20.53	6.66	6.64
Interest Bearing Deposits	2,794	2,219	2,425	2,187	2,296	1,957
Institutional Deposits	-	597.89	-	-	-	46.91
Non-Interest Bearing Deposits	512.87	541.05	548.73	693.56	720.14	696.73
Total Deposits	3,307	3,358	2,974	2,880	3,016	2,701
Short-Term Borrowings	281.22	284.55	480.37	370.31	139.28	204.72
Current Portion of Long-Term Debt	-	5	-	-	-	-
Current Portion of Leases	-	0.59	-	-	-	-
Long-Term Debt	38.99	37.74	47.74	51.49	51.52	21.56
Long-Term Leases	-	3.96	3.4	-	5.94	7.69
Trust Preferred Securities	80.09	79.89	79.63	79.37	20.47	20.45
Other Long-Term Liabilities	1.54	1.54	-	-	-	-
Total Liabilities	3,730	3,787	3,601	3,402	3,240	2,962
Common Stock	3	3	3	3	3	3
Additional Paid-In Capital	36.47	35.62	34.2	32.02	30.18	28.82
Retained Earnings	291.07	278.61	271.37	267.56	237.78	203.72
Comprehensive Income & Other	-75.41	-89.36	-83.52	-91.47	-10.64	-11.85
Shareholders' Equity	255.13	227.88	225.04	211.11	260.33	223.7
Total Liabilities & Equity	3,985	4,015	3,826	3,613	3,500	3,186
Total Debt	400.29	411.73	611.14	501.16	217.21	254.41
Net Cash (Debt)	-153.56	-144.08	-520.36	-443.03	-20.5	142.52
Net Cash Per Share	-9.04	-8.53	-31.07	-26.37	-1.22	8.63
Filing Date Shares Outstanding	16.94	16.83	16.73	16.64	16.55	16.47
Total Common Shares Outstanding	16.94	16.83	16.73	16.64	16.55	16.47
Book Value Per Share	15.06	13.54	13.46	12.69	15.73	13.58
Tangible Book Value	255.13	227.88	225.04	211.11	260.33	223.7
Tangible Book Value Per Share	15.06	13.54	13.46	12.69	15.73	13.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.