WesBanco Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,097	709.8	596.85	422.4	415.97
Interest Income on Investments	174.74	115.84	114.66	91.26	69
Total Interest Income	1,272	825.64	711.52	513.66	484.97
Interest Paid on Deposits	375.76	264.9	151.82	23.95	14.13
Interest Paid on Borrowings	81.88	82.53	78.36	15.4	12.91
Total Interest Expense	457.64	347.43	230.18	39.34	27.03
Net Interest Income	814.3	478.21	481.34	474.31	457.93
Net Interest Income Growth (YoY)	70.28%	-0.65%	1.48%	3.58%	-4.49%
Trust Income	45.98	36.62	35.05	34.62	35.99
Mortgage Banking Activities	6.19	4.27	2.65	5.13	19.53
Gain (Loss) on Sale of Investments	3.38	1.41	0.9	-1.78	1.11
Other Non-Interest Income	70.23	55.57	54.21	52.66	48.92
Total Non-Interest Income	166.76	127.98	120.45	117.39	132.79
Non-Interest Income Growth (YoY)	30.29%	6.26%	2.60%	-11.59%	3.59%
Revenues Before Loan Losses	981.06	606.19	601.79	591.7	590.72
Provision for Loan Losses	77.24	19.21	17.73	-1.66	-64.27
Revenue	903.81	586.99	584.05	593.37	654.99
Revenue Growth (YoY)	53.97%	0.50%	-1.57%	-9.41%	31.02%
Salaries and Employee Benefits	297.99	210.56	210.84	193	183.18
Occupancy Expenses	33.24	20.16	20.74	21.51	21.64
Federal Deposit Insurance	20.9	14.22	12.25	7.9	4.15
Amortization of Goodwill & Intangibles	29.07	8.25	9.09	10.28	11.46
Selling, General & Administrative	72.47	69.17	65.44	58.24	55.94
Other Non-Interest Expense	94.97	73.12	67.81	64.32	70.06
Total Non-Interest Expense	548.64	395.47	386.17	355.24	346.43
EBT Excluding Unusual Items	355.17	191.51	197.88	238.12	308.57
Pretax Income	279.24	185.11	194.05	236.4	301.85
Income Tax Expense	56.13	33.6	35.02	44.29	59.59
Net Income	223.11	151.51	159.03	192.11	242.26
Preferred Dividends & Other Adjustments	20.54	10.13	10.13	10.13	10.13
Net Income to Common	202.56	141.39	148.91	181.99	232.14
Net Income Growth	47.25%	-4.73%	-17.22%	-20.70%	98.50%
Basic Shares Outstanding	91	63	59	60	66
Diluted Shares Outstanding	91	63	59	60	66
Shares Change (YoY)	45.30%	5.43%	-1.31%	-8.31%	-2.44%
EPS (Basic)	2.23	2.26	2.51	3.03	3.54
EPS (Diluted)	2.23	2.26	2.51	3.02	3.53
EPS Growth	-1.35%	-10.00%	-16.89%	-14.45%	99.44%
Dividend Per Share	1.490	1.450	1.410	1.370	1.320
Dividend Growth	2.76%	2.84%	2.92%	3.79%	3.13%
Effective Tax Rate	20.10%	18.15%	18.05%	18.73%	19.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.