WesBanco Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	204.86	568.14	595.38	408.41	1,251
Investment Securities	1,163	1,595	1,504	1,585	1,358
Trading Asset Securities	-	72.46	72.27	75.89	24.88
Mortgage-Backed Securities	3,288	1,858	1,937	2,242	2,711
Total Investments	4,451	3,526	3,513	3,902	4,094
Gross Loans	19,978	12,667	11,652	10,721	9,759
Allowance for Loan Losses	-218.75	-138.77	-130.68	-117.79	-121.62
Other Adjustments to Gross Loans	-	-10.5	-13.5	-18	-25.9
Net Loans	19,759	12,518	11,508	10,585	9,612
Property, Plant & Equipment	263.24	219.08	233.57	220.89	229.02
Goodwill	-	1,097	1,097	1,097	1,097
Other Intangible Assets	1,723	27.26	35.51	44.59	54.87
Loans Held for Sale	87.45	18.7	16.35	8.25	25.28
Accrued Interest Receivable	106.65	78.32	77.44	68.52	60.84
Other Real Estate Owned & Foreclosed	0.91	0.85	1.5	1.49	-
Other Long-Term Assets	1,100	583.52	572.93	559.4	487.08
Total Assets	27,696	18,684	17,712	16,932	16,927
Interest Bearing Deposits	16,292	8,291	7,949	8,057	8,309
Institutional Deposits	-	2,000	1,257	373.5	666.2
Non-Interest Bearing Deposits	5,377	3,843	3,963	4,700	4,591
Total Deposits	21,669	14,134	13,169	13,131	13,566
Short-Term Borrowings	110.68	264.32	179.18	209.8	168.3
Current Portion of Long-Term Debt	-	900	-	-	-
Current Portion of Leases	-	10.63	-	-	-
Accrued Interest Payable	19.15	14.23	11.12	4.59	1.9
Long-Term Debt	308.53	21.39	279.08	281.4	132.86
Federal Home Loan Bank Debt, Long-Term	1,200	100	1,350	705	183.92
Long-Term Leases	-	55.37	75.3	52.8	52.3
Trust Preferred Securities	-	257.92	-	-	-
Other Long-Term Liabilities	357.22	136.45	115.93	120.56	128.81
Total Liabilities	23,664	15,894	15,179	14,505	14,234
Preferred Stock, Non-Redeemable	224.19	144.48	144.48	144.48	144.48
Total Preferred Equity	224.19	144.48	144.48	144.48	144.48
Common Stock	200.14	156.99	141.83	141.83	141.83
Additional Paid-In Capital	2,490	1,810	1,636	1,636	1,636
Retained Earnings	1,253	1,192	1,143	1,078	977.77
Treasury Stock	-	-292.24	-303	-308.96	-199.76
Comprehensive Income & Other	-135.62	-220.71	-228.71	-264.24	-6.8
Total Common Equity	3,808	2,646	2,389	2,282	2,549
Shareholders' Equity	4,032	2,790	2,533	2,427	2,693
Total Liabilities & Equity	27,696	18,684	17,712	16,932	16,927
Total Debt	1,619	1,610	1,884	1,249	537.38
Net Cash (Debt)	-1,414	-969.03	-1,216	-764.7	738.85
Net Cash Per Share	-15.54	-15.47	-20.46	-12.70	11.25
Filing Date Shares Outstanding	96.07	66.94	59.38	59.2	61.31
Total Common Shares Outstanding	96.07	66.92	59.38	59.2	62.31
Book Value Per Share	39.64	39.54	40.23	38.55	40.91
Tangible Book Value	2,084	1,522	1,256	1,141	1,397
Tangible Book Value Per Share	21.70	22.74	21.16	19.27	22.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.