Wintrust Financial Corporation (FRA:WF2)

Wintrust Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	565.47	458.54	423.46	490.97	1,111	322.47
Investment Securities	6,924	8,652	6,410	6,127	8,757	6,100
Trading Asset Securities	-	204.1	280.43	297.98	166.07	279.09
Mortgage-Backed Securities	5,274	3,793	3,233	2,899	2,014	2,428
Total Investments	12,198	12,649	9,924	9,324	10,937	8,807
Gross Loans	52,364	48,601	42,699	39,675	35,167	32,435
Allowance for Loan Losses	-386.62	-364.02	-344.24	-270.17	-247.84	-319.37
Other Adjustments to Gross Loans	-	-267.7	-285.4	-224.5	-135.5	-113.1
Net Loans	51,978	47,969	42,069	39,180	34,783	32,002
Property, Plant & Equipment	775.43	779.13	748.97	764.8	766.41	768.81
Goodwill	797.64	796.94	656.67	653.52	655.15	645.71
Other Intangible Assets	105.3	121.69	22.89	22.19	28.31	36.04
Loans Held for Sale	333.88	331.26	292.72	299.94	817.91	1,272
Accrued Interest Receivable	1,590	332.8	304.5	214	117.4	121.9
Other Receivables	978.21	31.57	716.48	948.62	38.88	28.45
Other Real Estate Owned & Foreclosed	24.83	23.12	13.31	9.9	4.27	16.56
Other Long-Term Assets	-	1,105	883.2	816.28	747.13	923.56
Total Assets	69,630	64,880	56,260	52,950	50,142	45,081
Interest Bearing Deposits	45,759	37,202	32,477	28,234	26,716	21,988
Institutional Deposits	-	3,900	2,500	2,000	1,200	3,357
Non-Interest Bearing Deposits	10,952	11,410	10,420	12,668	14,180	11,748
Total Deposits	56,711	52,512	45,397	42,903	42,096	37,093
Short-Term Borrowings	-	241.75	281.13	645.69	207.2	359.83
Current Portion of Long-Term Debt	-	323.2	25	-	-	2.99
Current Portion of Leases	-	25.41	-	-	-	-
Accrued Interest Payable	1,590	48.36	51.12	22.18	9.3	15.65
Other Current Liabilities	-	-	-	-	-	200.91
Long-Term Debt	877.86	509.89	1,070	1,016	921.88	944.07
Federal Home Loan Bank Debt, Long-Term	3,151	3,151	2,301	2,026	1,166	1,165
Long-Term Leases	-	128.2	-	-	-	-
Trust Preferred Securities	253.57	253.57	253.57	253.57	253.57	253.57
Long-Term Unearned Revenue	-	1.33	0.67	1.28	1.59	1.55
Other Long-Term Liabilities	-	1,340	1,481	1,285	988.27	928.13
Total Liabilities	62,584	58,535	50,860	48,153	45,643	40,965
Preferred Stock, Redeemable	425	412.5	412.5	412.5	412.5	412.5
Total Preferred Equity	425	412.5	412.5	412.5	412.5	412.5
Common Stock	67.04	66.56	61.27	60.8	58.89	58.47
Additional Paid-In Capital	2,521	2,483	1,944	1,902	1,686	1,650
Retained Earnings	4,356	3,897	3,345	2,849	2,448	2,080
Treasury Stock	-9.15	-6.15	-2.22	-0.3	-109.9	-100.36
Comprehensive Income & Other	-314.81	-508.34	-361.23	-427.64	4.09	15.38
Total Common Equity	6,621	5,932	4,987	4,384	4,086	3,703
Shareholders' Equity	7,046	6,344	5,400	4,797	4,499	4,116
Total Liabilities & Equity	69,630	64,880	56,260	52,950	50,142	45,081
Total Debt	4,283	4,633	3,931	3,942	2,549	2,726
Net Cash (Debt)	-294.82	439.07	-1,142	-1,164	4,101	2,678
Net Cash Growth	-	-	-	-	53.13%	315.97%
Net Cash Per Share	-4.35	6.79	-18.40	-19.37	70.97	46.16
Filing Date Shares Outstanding	66.96	66.71	61.47	61.02	57.24	56.89
Total Common Shares Outstanding	66.96	66.5	61.24	60.79	57.05	56.77
Book Value Per Share	98.87	89.21	81.43	72.12	71.62	65.24
Tangible Book Value	5,718	5,013	4,307	3,709	3,403	3,022
Tangible Book Value Per Share	85.39	75.39	70.33	61.00	59.64	53.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.