World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Other Revenue	573.38	564.78	573	611.36	585.65	530.84
Revenue	573.38	564.78	573	611.36	585.65	530.84
Revenue Growth (YoY)	2.64%	-1.44%	-6.27%	4.39%	10.32%	-10.12%
Cost of Revenue	184.8	169.22	156.97	259.46	186.21	86.24
Gross Profit	388.58	395.57	416.03	351.89	399.44	444.6
Selling, General & Admin	283	237.12	264.38	275.01	294.97	299.17
Amortization of Goodwill & Intangibles	3.32	3.81	4.22	4.47	5.01	5.47
Operating Expenses	286.33	240.93	268.6	279.47	299.98	304.64
Operating Income	102.25	154.63	147.43	72.42	99.46	139.95
Interest Expense	-47.95	-42.71	-48.23	-50.46	-33.42	-25.7
EBT Excluding Unusual Items	54.3	111.93	99.2	21.96	66.04	114.25
Gain (Loss) on Sale of Assets	0.06	0.06	0.06	-0.01	-0.46	-2.85
Other Unusual Items	-	-	0.15	5.2	-	-
Pretax Income	54.36	111.99	99.41	27.15	65.58	111.4
Income Tax Expense	11.6	22.24	22.06	5.91	11.66	23.12
Earnings From Continuing Operations	42.76	89.74	77.35	21.23	53.92	88.28
Net Income	42.76	89.74	77.35	21.23	53.92	88.28
Net Income to Common	42.76	89.74	77.35	21.23	53.92	88.28
Net Income Growth	-46.89%	16.03%	264.29%	-60.62%	-38.92%	213.53%
Shares Outstanding (Basic)	5	5	6	6	6	6
Shares Outstanding (Diluted)	5	6	6	6	6	7
Shares Change (YoY)	-8.13%	-6.05%	-0.62%	-7.31%	-4.62%	-16.11%
EPS (Basic)	8.39	16.54	13.45	3.69	8.88	13.59
EPS (Diluted)	8.34	16.30	13.19	3.60	8.47	13.23
EPS Growth	-42.18%	23.58%	266.39%	-57.50%	-35.98%	273.73%
Free Cash Flow	252.01	250.48	259.85	285.73	266.38	215.27
Free Cash Flow Per Share	49.12	45.48	44.33	48.44	41.86	32.26
Gross Margin	67.77%	70.04%	72.61%	57.56%	68.20%	83.75%
Operating Margin	17.83%	27.38%	25.73%	11.85%	16.98%	26.36%
Profit Margin	7.46%	15.89%	13.50%	3.47%	9.21%	16.63%
Free Cash Flow Margin	43.95%	44.35%	45.35%	46.74%	45.48%	40.55%
EBITDA	111.48	164.77	158.32	83.33	111.13	152.37
EBITDA Margin	19.44%	29.17%	27.63%	13.63%	18.98%	28.70%
D&A For EBITDA	9.23	10.13	10.89	10.91	11.67	12.42
EBIT	102.25	154.63	147.43	72.42	99.46	139.95
EBIT Margin	17.83%	27.38%	25.73%	11.85%	16.98%	26.36%
Effective Tax Rate	21.34%	19.86%	22.19%	21.79%	17.78%	20.75%
Revenue as Reported	573.44	564.84	573.21	616.55	585.19	527.99
Advertising Expenses	-	10.22	9.93	6.1	18.3	17.19

Source: S&P Global Market Intelligence. Standard template. Financial Sources.