World Acceptance Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	10	9.73	11.84	16.51	19.24	15.75
Cash & Short-Term Investments	10	9.73	11.84	16.51	19.24	15.75
Cash Growth	-35.83%	-17.82%	-28.29%	-14.18%	22.16%	35.52%
Accounts Receivable	913.09	812.97	847.44	887.79	985.52	733.66
Other Receivables	16.37	-	3.09	-	-	-
Receivables	929.46	812.97	850.53	887.79	985.52	733.66
Other Current Assets	-	-	-	-	-	1.14
Total Current Assets	971.67	822.7	862.37	904.3	1,005	750.55
Property, Plant & Equipment	90.12	96	102.4	105.22	110.72	116.4
Goodwill	7.37	7.37	7.37	7.37	7.37	7.37
Other Intangible Assets	4.98	7.39	11.07	15.29	19.76	23.54
Long-Term Deferred Tax Assets	32.11	33.29	30.94	41.72	39.8	24.99
Long-Term Deferred Charges	-	0.6	1.1	1.2	-	-
Other Long-Term Assets	22.73	40.27	41.1	42.22	35.9	31.42
Total Assets	1,142	1,008	1,056	1,117	1,218	954.27
Accounts Payable	38.85	37.07	48.47	44.86	52.14	34.64
Accrued Expenses	-	5.3	5.5	5.7	5.9	6.4
Current Portion of Leases	6.02	22.96	-	-	0.08	-
Current Income Taxes Payable	-	0.22	-	2.53	7.38	11.58
Total Current Liabilities	44.87	65.55	53.97	53.09	65.51	52.62
Long-Term Debt	677.23	446.87	496.03	595.26	692.37	405.01
Long-Term Leases	68.67	55.73	81.92	83.74	87.4	91.72
Total Liabilities	790.78	568.15	631.92	732.09	845.27	549.34
Additional Paid-In Capital	275.45	266.43	286.43	288.07	280.91	255.59
Retained Earnings	76.15	173.05	137.99	97.15	92.12	149.34
Shareholders' Equity	351.6	439.48	424.43	385.23	373.02	404.93
Total Liabilities & Equity	1,142	1,008	1,056	1,117	1,218	954.27
Total Debt	751.93	525.56	577.95	679	779.85	496.73
Net Cash (Debt)	-741.93	-515.83	-566.11	-662.49	-760.61	-480.98
Net Cash Per Share	-144.61	-93.67	-96.57	-112.31	-119.52	-72.09
Filing Date Shares Outstanding	4.76	5.15	5.46	5.77	5.73	6.16
Total Common Shares Outstanding	4.76	5.21	5.55	5.77	5.8	6.19
Working Capital	926.8	757.15	808.4	851.2	939.25	697.93
Book Value Per Share	73.90	84.28	76.47	66.76	64.36	65.41
Tangible Book Value	339.25	424.72	405.99	362.57	345.9	374.02
Tangible Book Value Per Share	71.31	81.45	73.15	62.83	59.68	60.42
Land	-	0.1	0.1	0.1	0.1	0.1
Buildings	-	20.87	20.16	18.5	18.48	17.88
Machinery	-	59.47	58.81	56.48	56.27	52.89

Source: S&P Global Market Intelligence. Standard template. Financial Sources.