Hilltop Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	601.09	622.29	614.2	460.62	465.98
Interest Income on Investments	182.97	214.1	224.18	130.5	63.99
Total Interest Income	784.05	836.39	838.38	591.12	529.97
Interest Paid on Deposits	228.28	275.29	223.18	50.41	23.62
Interest Paid on Borrowings	115.07	143.3	148.35	81.73	83.37
Total Interest Expense	343.34	418.59	371.53	132.14	106.99
Net Interest Income	440.71	417.8	466.85	458.98	422.98
Net Interest Income Growth (YoY)	5.48%	-10.51%	1.71%	8.51%	-0.28%
Gain (Loss) on Sale of Investments	-	-	-	-	-0.1
Other Non-Interest Income	642.61	580.94	556.82	530.08	584.42
Total Non-Interest Income	841.14	770.96	728.97	832.46	1,410
Non-Interest Income Growth (YoY)	9.10%	5.76%	-12.43%	-40.97%	-16.57%
Revenues Before Loan Losses	1,282	1,189	1,196	1,291	1,833
Provision for Loan Losses	7.31	0.94	18.39	8.31	-58.21
Revenue	1,275	1,188	1,177	1,283	1,891
Revenue Growth (YoY)	7.30%	0.88%	-8.24%	-32.16%	-6.28%
Salaries and Employee Benefits	715.94	676.45	662.81	758.09	989.74
Occupancy Expenses	49.48	57.58	54.72	60.17	61.74
Selling, General & Administrative	99.59	100.96	110.49	113.6	122.63
Other Non-Interest Expense	188.47	198.57	200.29	195.15	213.29
Total Non-Interest Expense	1,053	1,034	1,028	1,127	1,387
EBT Excluding Unusual Items	221.06	154.26	149.12	156.13	504.07
Pretax Income	221.06	154.26	149.12	156.13	504.07
Income Tax Expense	49.04	31.05	31.14	36.83	117.98
Earnings From Continuing Operations	172.02	123.21	117.98	119.29	386.1
Minority Interest in Earnings	-6.43	-10	-8.33	-6.16	-11.6
Net Income	165.59	113.21	109.65	113.13	374.5
Net Income to Common	165.59	113.21	109.65	113.13	374.5
Net Income Growth	46.27%	3.25%	-3.08%	-69.79%	-16.38%
Basic Shares Outstanding	63	65	65	70	81
Diluted Shares Outstanding	63	65	65	71	81
Shares Change (YoY)	-3.59%	0.00%	-7.90%	-12.99%	-9.11%
EPS (Basic)	2.64	1.74	1.69	1.61	4.64
EPS (Diluted)	2.64	1.74	1.69	1.60	4.61
EPS Growth	51.72%	3.22%	5.36%	-65.29%	-7.98%
Dividend Per Share	0.720	0.680	0.640	0.600	0.480
Dividend Growth	5.88%	6.25%	6.67%	25.00%	33.33%
Effective Tax Rate	22.19%	20.13%	20.88%	23.59%	23.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.