Hilltop Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	599	622.29	614.2	460.62	465.98	484.67
Interest Income on Investments	199.83	214.1	224.18	130.5	63.99	61.82
Total Interest Income	798.83	836.39	838.38	591.12	529.97	546.5
Interest Paid on Deposits	241.52	275.29	223.18	50.41	23.62	47.04
Interest Paid on Borrowings	123.65	143.3	148.35	81.73	83.37	75.29
Total Interest Expense	365.17	418.59	371.53	132.14	106.99	122.33
Net Interest Income	433.66	417.8	466.85	458.98	422.98	424.17
Net Interest Income Growth (YoY)	2.39%	-10.51%	1.71%	8.51%	-0.28%	-3.37%
Gain (Loss) on Sale of Investments	-	-	-	-	-0.1	0.2
Other Non-Interest Income	626.86	580.94	556.82	530.08	584.42	689.22
Total Non-Interest Income	819.37	770.96	728.97	832.46	1,410	1,690
Non-Interest Income Growth (YoY)	8.62%	5.76%	-12.43%	-40.97%	-16.57%	59.06%
Revenues Before Loan Losses	1,253	1,189	1,196	1,291	1,833	2,115
Provision for Loan Losses	-6.37	0.94	18.39	8.31	-58.21	96.49
Revenue	1,259	1,188	1,177	1,283	1,891	2,018
Revenue Growth (YoY)	7.66%	0.88%	-8.24%	-32.16%	-6.28%	35.03%
Salaries and Employee Benefits	705.31	676.45	662.81	758.09	989.74	1,045
Occupancy Expenses	53.92	57.58	54.72	60.17	61.74	57.51
Selling, General & Administrative	95.83	100.96	110.49	113.6	122.63	136.68
Other Non-Interest Expense	192.25	198.57	200.29	195.15	213.29	214.57
Total Non-Interest Expense	1,047	1,034	1,028	1,127	1,387	1,454
EBT Excluding Unusual Items	212.09	154.26	149.12	156.13	504.07	564.35
Pretax Income	212.09	154.26	149.12	156.13	504.07	564.35
Income Tax Expense	45.11	31.05	31.14	36.83	117.98	133.07
Earnings From Continuing Operations	166.98	123.21	117.98	119.29	386.1	431.28
Earnings From Discontinued Operations	-	-	-	-	-	38.4
Minority Interest in Earnings	-7.45	-10	-8.33	-6.16	-11.6	-21.84
Net Income	159.53	113.21	109.65	113.13	374.5	447.84
Net Income to Common	159.53	113.21	109.65	113.13	374.5	447.84
Net Income Growth	49.98%	3.25%	-3.08%	-69.79%	-16.38%	98.78%
Basic Shares Outstanding	64	65	65	70	81	89
Diluted Shares Outstanding	64	65	65	71	81	89
Shares Change (YoY)	-1.94%	0.00%	-7.90%	-12.99%	-9.11%	-3.34%
EPS (Basic)	2.50	1.74	1.69	1.61	4.64	5.02
EPS (Diluted)	2.50	1.74	1.69	1.60	4.61	5.01
EPS Growth	53.28%	3.22%	5.36%	-65.29%	-7.98%	105.35%
Dividend Per Share	0.710	0.680	0.640	0.600	0.480	0.360
Dividend Growth	5.97%	6.25%	6.67%	25.00%	33.33%	12.50%
Effective Tax Rate	21.27%	20.13%	20.88%	23.59%	23.40%	23.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.