Northpointe Bancshares Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Capitalization	526	491	-	-	-
Last Close Price	14.80	14.18	-	-	-
PE Ratio	8.63	8.05	-	-	-
PS Ratio	2.58	2.41	-	-	-
PB Ratio	1.09	1.01	-	-	-
Debt / Equity Ratio	2.70	2.70	2.82	3.06	2.35
Debt / FCF Ratio	-	-	69.53	2.63	0.73
Net Debt / Equity Ratio	1.83	1.83	2.01	2.24	1.69
Net Debt / FCF Ratio	-	-	49.47	1.93	0.52
Return on Equity (ROE)	16.17%	16.17%	12.35%	7.96%	-
Return on Assets (ROA)	1.36%	1.36%	1.10%	0.74%	-
Earnings Yield	11.59%	14.46%	-	-	-
Dividend Yield	0.58%	0.60%	-	-	-
Payout Ratio	4.81%	-	20.99%	36.20%	74.92%
Buyback Yield / Dilution	-31.14%	-31.14%	-0.10%	0.51%	-
Total Shareholder Return	-30.55%	-30.54%	-0.10%	0.51%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.