Northpointe Bancshares Statistics

Total Valuation

FRA:X31 has a market cap or net worth of EUR 500.54 million.

Market Cap	500.54M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 20, 2026.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Jan 15, 2026

Share Statistics

Current Share Class	30.52M
Shares Outstanding	n/a
Shares Change (YoY)	+31.14%
Shares Change (QoQ)	-0.69%
Owned by Insiders (%)	34.56%
Owned by Institutions (%)	31.91%
Float	14.30M

Valuation Ratios

The trailing PE ratio is 8.21 and the forward PE ratio is 6.23.

PE Ratio	8.21
Forward PE	6.23
PS Ratio	2.45
PB Ratio	1.03
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.17%.

Return on Equity (ROE)	16.17%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	411,462
Profits Per Employee	122,978
Employee Count	491
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:X31 has paid 22.98 million in taxes.

Income Tax	22.98M
Effective Tax Rate	24.44%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	14.46
200-Day Moving Average	13.36
Relative Strength Index (RSI)	46.41
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.48

Income Statement

In the last 12 months, FRA:X31 had revenue of EUR 204.09 million and earned 61.00 million in profits. Earnings per share was 1.80.

Revenue	204.09M
Gross Profit	204.09M
Operating Income	94.02M
Pretax Income	94.02M
Net Income	61.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.80

Full Income Statement

Balance Sheet

The company has 422.83 million in cash and 1.31 billion in debt, with a net cash position of -885.73 million.

Cash & Cash Equivalents	422.83M
Total Debt	1.31B
Net Cash	-885.73M
Net Cash Per Share	n/a
Equity (Book Value)	484.65M
Book Value Per Share	14.05
Working Capital	-3.46B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	46.07%
Pretax Margin	46.07%
Profit Margin	34.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 0.55%.

Dividend Per Share	0.09
Dividend Yield	0.55%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-31.14%
Shareholder Yield	-30.58%
Earnings Yield	12.19%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2