Germany · Delayed Price · Currency is EUR Northpointe Bancshares Statistics
Total Valuation
FRA:X31 has a market cap or net worth of EUR 498.56 million.
| Market Cap | 498.56M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, January 20, 2026.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Oct 15, 2025 |
Share Statistics
| Current Share Class | 30.39M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +23.33% |
| Shares Change (QoQ) | +0.34% |
| Owned by Insiders (%) | 35.83% |
| Owned by Institutions (%) | 37.35% |
| Float | 13.78M |
Valuation Ratios
The trailing PE ratio is 9.42 and the forward PE ratio is 6.51.
| PE Ratio | 9.42 |
| Forward PE | 6.51 |
| PS Ratio | 2.73 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 7.33 |
| P/OCF Ratio | 7.12 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 17.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.12%.
| Return on Equity (ROE) | 13.12% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 368,084 |
| Profits Per Employee | 106,654 |
| Employee Count | 500 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:X31 has paid 19.02 million in taxes.
| Income Tax | 19.02M |
| Effective Tax Rate | 23.98% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 14.12 |
| 200-Day Moving Average | 13.13 |
| Relative Strength Index (RSI) | 53.74 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.46 |
Income Statement
In the last 12 months, FRA:X31 had revenue of EUR 182.57 million and earned 52.90 million in profits. Earnings per share was 1.67.
| Revenue | 182.57M |
| Gross Profit | 182.57M |
| Operating Income | 76.13M |
| Pretax Income | 79.32M |
| Net Income | 52.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.67 |
Balance Sheet
The company has 357.25 million in cash and 1.19 billion in debt, giving a net cash position of -835.38 million.
| Cash & Cash Equivalents | 357.25M |
| Total Debt | 1.19B |
| Net Cash | -835.38M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 531.43M |
| Book Value Per Share | 15.46 |
| Working Capital | -3.62B |
Cash Flow
In the last 12 months, operating cash flow was 69.98 million and capital expenditures -2.00 million, giving a free cash flow of 67.98 million.
| Operating Cash Flow | 69.98M |
| Capital Expenditures | -2.00M |
| Free Cash Flow | 67.98M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.70% |
| Pretax Margin | 43.45% |
| Profit Margin | 33.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.24% |
Dividends & Yields
This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.45%.
| Dividend Per Share | 0.06 |
| Dividend Yield | 0.45% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 3.90% |
| Buyback Yield | -23.33% |
| Shareholder Yield | -22.87% |
| Earnings Yield | 10.61% |
| FCF Yield | 13.64% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |