ANZ Group Holdings Cash Flow Statement

Financials in millions AUD. Fiscal year is October - September.

Millions AUD. Fiscal year is Oct - Sep.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2016 - 2020
Net Income	5,891	6,535	7,106	7,119	6,162	Upgrade
Depreciation & Amortization	735	602	603	633	653	Upgrade
Other Amortization	348	288	320	375	434	Upgrade
Gain (Loss) on Sale of Assets	-	21	14	-260	227	Upgrade
Gain (Loss) on Sale of Investments	4,153	3,244	3,505	-4,434	-6,350	Upgrade
Total Asset Writedown	149	45	-	-	-	Upgrade
Provision for Credit Losses	441	406	245	-232	-567	Upgrade
Change in Trading Asset Securities	-20,740	-3,204	-5,888	8,020	10	Upgrade
Change in Other Net Operating Assets	-15,360	-39,977	-20,972	-39,877	-5,407	Upgrade
Other Operating Activities	88	47	-46	-47	-236	Upgrade
Operating Cash Flow	-24,295	-31,993	-15,113	-28,703	-5,074	Upgrade
Cash Acquisitions	-	-4,914	-10	-65	-	Upgrade
Investment in Securities	-23,483	-37,235	-10,629	-1,495	10,806	Upgrade
Divestitures	-	668	558	394	13	Upgrade
Other Investing Activities	-453	-640	-605	-651	-561	Upgrade
Investing Cash Flow	-23,936	-42,121	-10,686	-1,817	10,258	Upgrade
Long-Term Debt Issued	45,938	50,604	44,182	23,422	12,624	Upgrade
Long-Term Debt Repaid	-38,907	-25,676	-24,291	-26,235	-28,039	Upgrade
Net Debt Issued (Repaid)	7,031	24,928	19,891	-2,813	-15,415	Upgrade
Issuance of Common Stock	-	-	-	3,497	-	Upgrade
Repurchase of Common Stock	-417	-1,009	-21	-963	-733	Upgrade
Preferred Stock Issued	-	-	-	492	-	Upgrade
Common Dividends Paid	-4,573	-5,220	-4,380	-3,784	-2,834	Upgrade
Total Dividends Paid	-4,573	-5,220	-4,380	-3,784	-2,834	Upgrade
Net Increase (Decrease) in Deposit Accounts	48,976	40,931	10,496	50,105	58,206	Upgrade
Other Financing Activities	-	220	-	-	-	Upgrade
Financing Cash Flow	51,017	59,850	25,986	46,534	39,224	Upgrade
Foreign Exchange Rate Adjustments	1,458	-2,923	-165	858	-1,071	Upgrade
Net Cash Flow	4,244	-17,187	22	16,872	43,337	Upgrade
Free Cash Flow	-24,295	-31,993	-15,113	-28,703	-5,074	Upgrade
Free Cash Flow Margin	-111.73%	-158.84%	-74.72%	-146.01%	-28.21%	Upgrade
Free Cash Flow Per Share	-7.64	-9.89	-4.62	-9.15	-1.62	Upgrade
Cash Interest Paid	814,132	1,036,452	1,271,738	797,975	782,584	Upgrade
Cash Income Tax Paid	3,080	2,925	3,501	2,171	2,427	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.