Pepper Money Limited (FRA:X95)
Germany · Delayed Price · Currency is EUR 1.310
-0.200 (-13.25%)
At close: Nov 7, 2025
Pepper Money Cash Flow Statement
Financials in millions AUD. Fiscal year is January - December.
Millions AUD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 99.1 | 98.8 | 110.7 | 141 | 312.9 | -29.6 | Upgrade |
Depreciation & Amortization | 6.9 | 7.6 | 9.4 | 7.6 | 10.8 | 13.3 | Upgrade |
Other Amortization | 146.4 | 146.4 | 140.9 | 119.4 | 90.5 | 75.6 | Upgrade |
Loss (Gain) From Sale of Investments | 3.9 | 3.9 | - | - | - | - | Upgrade |
Asset Writedown & Restructuring Costs | 7.4 | 7.4 | - | - | - | - | Upgrade |
Provision for Credit Losses | 69.3 | 69.3 | 39.9 | 33.3 | 24.6 | 56.7 | Upgrade |
Change in Accounts Payable | -2.3 | -2.3 | -0.3 | 2.3 | -4 | 7 | Upgrade |
Change in Income Taxes | 4.2 | 4.2 | -19 | -14.5 | 1.4 | 7 | Upgrade |
Change in Other Net Operating Assets | 2,253 | 2,253 | -184.6 | -2,594 | -2,594 | -320.8 | Upgrade |
Other Operating Activities | -1,218 | 11.1 | 1.3 | 6.5 | -172 | 124.7 | Upgrade |
Operating Cash Flow | 1,370 | 2,599 | 98.3 | -2,298 | -2,991 | -1,347 | Upgrade |
Operating Cash Flow Growth | 11.27% | 2543.84% | - | - | - | - | Upgrade |
Cash Acquisitions | 0.2 | -41.7 | - | -76.9 | - | - | Upgrade |
Divestitures | - | - | - | - | -219.5 | 46.3 | Upgrade |
Sale (Purchase) of Intangibles | -7.9 | -7.4 | -7.1 | -10.2 | -10.1 | -11.9 | Upgrade |
Investment in Securities | 3.2 | -0.2 | -0.4 | -0.5 | -4 | -3.9 | Upgrade |
Other Investing Activities | - | - | - | - | -32.8 | -79.2 | Upgrade |
Investing Cash Flow | -4.5 | -49.3 | -7.5 | -87.6 | -266.4 | -48.7 | Upgrade |
Long-Term Debt Issued | - | 8,489 | 13,697 | 11,403 | 12,941 | 8,819 | Upgrade |
Long-Term Debt Repaid | - | -11,295 | -13,465 | -9,020 | -10,662 | -8,556 | Upgrade |
Net Debt Issued (Repaid) | -1,415 | -2,806 | 232.1 | 2,383 | 2,279 | 262.6 | Upgrade |
Issuance of Common Stock | - | - | - | - | 488.2 | - | Upgrade |
Repurchase of Common Stock | -2.9 | -2.5 | - | - | - | - | Upgrade |
Common Dividends Paid | -53.6 | -44.1 | -37.8 | -63.3 | - | - | Upgrade |
Other Financing Activities | - | - | - | - | 913 | 1,293 | Upgrade |
Financing Cash Flow | -1,472 | -2,852 | 194.3 | 2,320 | 3,681 | 1,556 | Upgrade |
Net Cash Flow | -106.4 | -302.5 | 285.1 | -65.6 | 423.7 | 160.2 | Upgrade |
Free Cash Flow | 1,370 | 2,599 | 98.3 | -2,298 | -2,991 | -1,347 | Upgrade |
Free Cash Flow Growth | 11.07% | 2543.84% | - | - | - | - | Upgrade |
Free Cash Flow Margin | 352.81% | 671.72% | 23.53% | -509.96% | -724.62% | -385.29% | Upgrade |
Free Cash Flow Per Share | 2.97 | 5.65 | 0.22 | -5.13 | -8.22 | -5.35 | Upgrade |
Cash Interest Paid | 1,011 | 1,108 | 1,023 | 550.9 | 324.4 | 573.5 | Upgrade |
Cash Income Tax Paid | 53.8 | 43 | 59 | 72.5 | 55.8 | -5.4 | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.