FRA:XBLA Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	33,557	33,642	33,331	34,579	33,992	33,396
Total Interest & Dividend Income	10,926	11,115	11,743	12,170	12,084	12,231
Gain (Loss) on Sale of Investments	1,749	510.42	-361.21	716.63	455.84	700.78
Other Revenue	1,429	854.87	523.49	647.04	791.31	559.82
Total Revenue	47,660	46,122	45,236	48,113	47,323	46,888
Revenue Growth (YoY)	106.94%	1.96%	-5.98%	1.67%	0.93%	-3.41%
Policy Benefits	35,364	36,103	36,955	39,292	39,017	40,380
Policy Acquisition & Underwriting Costs	2,747	2,610	2,581	2,596	2,718	2,765
Selling, General & Administrative	1,891	1,891	1,705	1,646	1,644	1,531
Other Operating Expenses	850.91	870.91	778.21	744.69	554.35	560.37
Total Operating Expenses	41,054	41,470	42,030	44,303	43,937	45,260
Operating Income	6,606	4,652	3,206	3,810	3,386	1,628
Currency Exchange Gain (Loss)	-245.49	-329.42	-214.59	-30.49	377.64	133.66
Other Non Operating Income (Expenses)	10.72	-	-	-	-	-
Pretax Income	6,379	4,323	2,992	3,779	3,764	1,761
Income Tax Expense	734.91	699.76	443.19	567.69	567.7	152.92
Earnings From Continuing Ops.	5,644	3,623	2,548	3,212	3,196	1,608
Earnings From Discontinued Ops.	-	-	-	-	-	-0.18
Net Income to Company	5,644	3,623	2,548	3,212	3,196	1,608
Minority Interest in Earnings	-0.01	-0.03	-0.01	-0.02	-0.03	-0.04
Net Income	5,644	3,623	2,548	3,212	3,196	1,608
Net Income to Common	5,644	3,623	2,548	3,212	3,196	1,608
Net Income Growth	42.50%	42.17%	-20.65%	0.49%	98.72%	-63.33%
Shares Outstanding (Basic)	1,708	1,708	1,708	1,708	1,708	1,708
Shares Outstanding (Diluted)	1,708	1,708	1,708	1,708	1,708	1,708
EPS (Basic)	3.31	2.12	1.49	1.88	1.87	0.94
EPS (Diluted)	3.31	2.12	1.49	1.88	1.87	0.94
EPS Growth	42.50%	42.17%	-20.65%	0.49%	98.72%	-63.33%
Free Cash Flow	6,735	-4,881	4,357	6,542	-43.3	-4,852
Free Cash Flow Per Share	3.94	-2.86	2.55	3.83	-0.03	-2.84
Dividend Per Share	0.860	0.680	0.480	0.600	0.560	0.230
Dividend Growth	115.00%	41.67%	-20.00%	7.14%	143.48%	-64.06%
Operating Margin	13.86%	10.09%	7.09%	7.92%	7.16%	3.47%
Profit Margin	11.84%	7.85%	5.63%	6.68%	6.75%	3.43%
Free Cash Flow Margin	14.13%	-10.58%	9.63%	13.60%	-0.09%	-10.35%
EBITDA	6,722	4,765	3,319	3,942	3,524	1,728
EBITDA Margin	14.11%	10.33%	7.34%	8.19%	7.45%	3.68%
D&A For EBITDA	116.26	112.97	113.11	132.65	137.71	99.75
EBIT	6,606	4,652	3,206	3,810	3,386	1,628
EBIT Margin	13.86%	10.09%	7.09%	7.92%	7.16%	3.47%
Effective Tax Rate	11.52%	16.19%	14.82%	15.02%	15.08%	8.68%
Revenue as Reported	46,011	46,011	45,434	48,185	48,169	47,337

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.