Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	173,000	4,066	3,976	1,580	1,737	1,593
Investment Securities	325,300	773,746	724,582	1,063,076	1,060,294	1,025,088
Trading Asset Securities	625,800	241,037	175,561	164,433	144,789	174,504
Total Investments	951,100	1,014,783	900,143	1,227,509	1,205,083	1,199,592
Gross Loans	1,125,665	1,331,989	1,292,037	600,948	560,843	499,662
Allowance for Loan Losses	-9,465	-21,775	-21,107	-9,784	-9,309	-9,962
Net Loans	1,116,200	1,310,214	1,270,930	591,164	551,534	489,700
Property, Plant & Equipment	10,200	14,644	13,425	6,020	6,096	5,779
Goodwill	16,400	16,899	16,530	15,682	15,632	14,659
Other Intangible Assets	3,300	3,790	3,488	3,094	3,263	3,196
Investments in Real Estate	9,900	12,082	12,159	11,974	7,307	6,522
Accrued Interest Receivable	48,500	3,795	6,690	3,409	3,990	3,628
Other Receivables	5,200	43,402	41,410	58,541	29,418	30,920
Restricted Cash	-	161,749	176,747	206,068	236,020	192,676
Other Current Assets	1,100	10,016	12,873	6,862	6,548	6,470
Long-Term Deferred Tax Assets	-	5,455	6,189	4,496	4,205	2,969
Other Long-Term Assets	-	833	2,539	1,687	3,122	3,358
Total Assets	2,334,900	2,601,727	2,467,099	2,138,086	2,073,955	1,961,062
Accrued Expenses	68,700	10,922	12,133	7,248	6,717	6,055
Interest Bearing Deposits	877,000	708,590	701,816	717,341	664,140	610,575
Non-Interest Bearing Deposits	-	511,100	498,066	368,965	410,070	342,826
Total Deposits	877,000	1,219,690	1,199,882	1,086,306	1,074,210	953,401
Short-Term Borrowings	17,000	147,892	118,607	149,805	104,516	135,020
Current Portion of Long-Term Debt	600	151,710	130,604	120,656	79,190	65,469
Current Portion of Leases	-	503	486	332	334	316
Current Income Taxes Payable	4,000	1,843	1,921	1,576	1,364	1,363
Other Current Liabilities	408,500	191,351	169,355	119,322	123,496	121,477
Long-Term Debt	487,700	203,049	185,718	141,021	161,822	171,810
Long-Term Leases	-	1,719	1,669	1,482	1,496	1,441
Long-Term Unearned Revenue	-	4,433	4,127	1,332	1,247	1,233
Pension & Post-Retirement Benefits	-	1,473	1,559	1,214	1,674	1,696
Long-Term Deferred Tax Liabilities	-	1,094	975	631	1,568	1,971
Other Long-Term Liabilities	385,600	517,234	497,723	431,681	439,405	426,315
Total Liabilities	2,249,100	2,452,913	2,324,759	2,062,606	1,997,039	1,887,567
Common Stock	32,600	13,183	13,411	9,128	9,341	8,750
Additional Paid-In Capital	-	12,092	12,099	14,773	15,436	13,798
Retained Earnings	6,100	8,640	8,258	5,306	5,844	2,692
Treasury Stock	-	-458	-1,503	-287	-1,170	-113
Comprehensive Income & Other	39,000	108,482	102,849	37,599	38,766	40,090
Total Common Equity	77,700	141,939	135,114	66,519	68,217	65,217
Minority Interest	8,100	6,875	7,226	8,961	8,699	8,278
Shareholders' Equity	85,800	148,814	142,340	75,480	76,916	73,495
Total Liabilities & Equity	2,334,900	2,601,727	2,467,099	2,138,086	2,073,955	1,961,062
Total Debt	505,300	504,873	437,084	413,296	347,358	374,056
Net Cash (Debt)	293,500	-85,714	-98,225	320,801	321,638	301,563
Net Cash Growth	16.47%	-	-	-0.26%	6.66%	48.83%
Net Cash Per Share	96.84	-28.43	-32.41	107.33	107.57	104.52
Filing Date Shares Outstanding	3,048	3,025	3,029	3,024	3,025	2,916
Total Common Shares Outstanding	3,048	3,025	3,029	3,024	3,025	2,916
Book Value Per Share	25.49	44.54	42.22	20.02	20.93	20.35
Tangible Book Value	58,000	121,250	115,096	47,743	49,322	47,362
Tangible Book Value Per Share	19.03	37.70	35.61	13.81	14.69	14.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.