Central Pacific Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	88.2	380.94	522.44	112.04	328.91
Investment Securities	1,100	323.61	267.75	280.16	342.49
Trading Asset Securities	-	12.27	9.99	10.61	0.44
Mortgage-Backed Securities	562.39	1,063	1,053	1,103	1,319
Total Investments	1,662	1,399	1,331	1,394	1,662
Gross Loans	5,289	5,333	5,439	5,556	5,108
Allowance for Loan Losses	-59.62	-59.18	-63.93	-63.74	-68.1
Other Adjustments to Gross Loans	-	-	-	-0.85	-6.42
Net Loans	5,229	5,274	5,375	5,492	5,034
Property, Plant & Equipment	125.44	135.17	125.9	126.62	119.8
Other Intangible Assets	-	-	1.5	-	-
Loans Held for Sale	1.08	5.66	1.78	1.11	3.53
Accrued Interest Receivable	23.56	23.38	21.51	20.35	16.71
Long-Term Deferred Tax Assets	-	17.8	29.5	48.5	25.8
Other Long-Term Assets	253.24	229.28	227.24	229.35	221.01
Total Assets	7,409	7,472	7,643	7,433	7,419
Interest Bearing Deposits	4,168	4,151	4,073	4,124	3,993
Institutional Deposits	550.31	603.81	861.39	519.6	355.2
Non-Interest Bearing Deposits	1,891	1,889	1,913	2,093	2,291
Total Deposits	6,610	6,644	6,848	6,736	6,639
Short-Term Borrowings	-	3.84	3.58	9.61	0.47
Current Portion of Leases	-	3.84	-	-	-
Accrued Interest Payable	7.07	10.05	18.95	4.74	1.12
Long-Term Debt	76.55	54.8	54.56	54.31	54.07
Federal Home Loan Bank Debt, Long-Term	-	50	50	-	-
Long-Term Leases	25.55	28.19	30.63	35.89	40.73
Trust Preferred Securities	-	51.55	51.55	51.55	51.55
Other Long-Term Liabilities	97.73	87.44	82.12	87.57	73.72
Total Liabilities	6,817	6,934	7,139	6,980	6,861
Common Stock	381.16	404.49	405.44	408.07	426.09
Additional Paid-In Capital	107.31	105.05	102.98	101.35	98.07
Retained Earnings	191.38	143.26	117.99	87.44	42.02
Comprehensive Income & Other	-87.27	-114.42	-122.6	-143.98	-7.96
Total Common Equity	592.58	538.39	503.82	452.87	558.22
Minority Interest	-	-	-	-	0.05
Shareholders' Equity	592.58	538.39	503.82	452.87	558.27
Total Liabilities & Equity	7,409	7,472	7,643	7,433	7,419
Total Debt	102.1	192.21	190.32	151.36	146.82
Net Cash (Debt)	276.56	201	342.11	-28.71	182.53
Net Cash Growth	37.59%	-41.25%	-	-	-
Net Cash Per Share	10.23	7.40	12.63	-1.04	6.46
Filing Date Shares Outstanding	26.37	27.07	27.05	26.97	27.68
Total Common Shares Outstanding	26.37	27.07	27.05	27.03	27.71
Book Value Per Share	22.47	19.89	18.63	16.76	20.14
Tangible Book Value	592.58	538.39	502.32	452.87	558.22
Tangible Book Value Per Share	22.47	19.89	18.57	16.76	20.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.