Gjensidige Forsikring ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,556	5,141	4,132	3,438	7,141
Depreciation & Amortization	237.4	464.2	451.6	387.4	347.7
Other Amortization	-	209.7	208.6	184.8	200.7
Other Operating Activities	-393	-1,583	68.2	-1,748	-662.7
Operating Cash Flow	6,419	4,232	4,860	2,262	7,027
Operating Cash Flow Growth	51.69%	-12.93%	114.83%	-67.81%	-4.20%
Capital Expenditures	-163.4	-419.7	-717.3	-565.1	-532.6
Purchase / Sale of Intangible Assets	-	-	-	5.2	-
Cash Acquisitions	-557.1	-27.9	-311.6	-	-867
Other Investing Activities	-	-	-	0.1	-
Investing Cash Flow	-720.5	-447.6	-1,029	2,753	-1,400
Long-Term Debt Issued	-	975.7	358.5	-	864.2
Total Debt Repaid	-447	-202.2	-189.4	-233.1	-173.4
Net Debt Issued (Repaid)	-447	773.5	169.1	-233.1	690.8
Issuance of Common Stock	708.2	796.8	-	-	200
Repurchases of Common Stock	-26.9	-24.7	-20.7	-22.3	-23.4
Common Dividends Paid	-5,160	-4,505	-4,197	-3,850	-6,945
Other Financing Activities	-34.3	-39.2	-32	-71.4	-29.2
Financing Cash Flow	-4,960	-2,999	-4,080	-4,177	-6,107
Foreign Exchange Rate Adjustments	0.1	-7.2	35.5	8.3	-33.5
Miscellaneous Cash Flow Adjustments	-	-78.4	-	-0.1	-
Net Cash Flow	739.2	699.5	-213.3	847.1	-513.1
Free Cash Flow	6,256	3,812	4,143	1,697	6,494
Free Cash Flow Growth	64.11%	-7.99%	144.10%	-73.87%	-4.80%
Free Cash Flow Margin	13.54%	9.09%	11.00%	5.24%	19.41%
Free Cash Flow Per Share	12.24	7.62	8.28	3.39	12.99
Cash Interest Paid	34.3	39.2	32	71.4	29.5
Cash Income Tax Paid	1,800	1,471	1,998	1,789	1,933
Levered Free Cash Flow	-2,963	705.28	-23,963	-39,159	1,972
Unlevered Free Cash Flow	-2,555	1,153	-23,711	-38,933	2,140

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.