Gjensidige Forsikring ASA (FRA:XGJ)

Gjensidige Forsikring ASA Statistics

Total Valuation

FRA:XGJ has a market cap or net worth of EUR 12.00 billion. The enterprise value is 12.07 billion.

Market Cap	12.00B
Enterprise Value	12.07B

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Mar 21, 2025

Share Statistics

Current Share Class	499.97M
Shares Outstanding	n/a
Shares Change (YoY)	+2.18%
Shares Change (QoQ)	+0.92%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	90.45%
Float	188.82M

Valuation Ratios

The trailing PE ratio is 21.66 and the forward PE ratio is 16.95.

PE Ratio	21.66
Forward PE	16.95
PS Ratio	3.07
PB Ratio	5.02
P/TBV Ratio	6.91
P/FCF Ratio	22.70
P/OCF Ratio	22.12
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.03, with an EV/FCF ratio of 22.84.

EV / Earnings	21.80
EV / Sales	2.98
EV / EBITDA	15.03
EV / EBIT	15.43
EV / FCF	22.84

Financial Position

The company has a current ratio of 24.54, with a Debt / Equity ratio of 0.19.

Current Ratio	24.54
Quick Ratio	23.22
Debt / Equity	0.19
Debt / EBITDA	0.58
Debt / FCF	0.84
Interest Coverage	13.68

Financial Efficiency

Return on equity (ROE) is 23.62% and return on invested capital (ROIC) is 20.48%.

Return on Equity (ROE)	23.62%
Return on Assets (ROA)	3.07%
Return on Invested Capital (ROIC)	20.48%
Return on Capital Employed (ROCE)	4.74%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	827,126
Profits Per Employee	117,331
Employee Count	4,754
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:XGJ has paid 175.58 million in taxes.

Income Tax	175.58M
Effective Tax Rate	24.46%

Stock Price Statistics

The stock price has increased by +18.59% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+18.59%
50-Day Moving Average	24.00
200-Day Moving Average	23.13
Relative Strength Index (RSI)	46.39
Average Volume (20 Days)	33

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:XGJ had revenue of EUR 3.90 billion and earned 553.92 million in profits. Earnings per share was 1.08.

Revenue	3.90B
Gross Profit	1.44B
Operating Income	754.10M
Pretax Income	717.75M
Net Income	553.92M
EBITDA	774.16M
EBIT	754.10M
Earnings Per Share (EPS)	1.08

Balance Sheet

The company has 6.52 billion in cash and 446.13 million in debt, with a net cash position of -72.22 million.

Cash & Cash Equivalents	6.52B
Total Debt	446.13M
Net Cash	-72.22M
Net Cash Per Share	n/a
Equity (Book Value)	2.39B
Book Value Per Share	4.23
Working Capital	7.11B

Cash Flow

In the last 12 months, operating cash flow was 542.35 million and capital expenditures -13.81 million, giving a free cash flow of 528.54 million.

Operating Cash Flow	542.35M
Capital Expenditures	-13.81M
Free Cash Flow	528.54M
FCF Per Share	n/a

Margins

Gross margin is 36.97%, with operating and profit margins of 19.31% and 14.19%.

Gross Margin	36.97%
Operating Margin	19.31%
Pretax Margin	18.38%
Profit Margin	14.19%
EBITDA Margin	19.83%
EBIT Margin	19.31%
FCF Margin	13.54%

Dividends & Yields

This stock pays an annual dividend of 0.87, which amounts to a dividend yield of 3.83%.

Dividend Per Share	0.87
Dividend Yield	3.83%
Dividend Growth (YoY)	15.21%
Years of Dividend Growth	2
Payout Ratio	78.70%
Buyback Yield	-2.18%
Shareholder Yield	1.65%
Earnings Yield	4.62%
FCF Yield	4.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4