Gjensidige Forsikring ASA (FRA:XGJ)

Gjensidige Forsikring ASA Statistics

Total Valuation

FRA:XGJ has a market cap or net worth of EUR 12.09 billion. The enterprise value is 12.10 billion.

Market Cap	12.09B
Enterprise Value	12.10B

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Mar 21, 2025

Share Statistics

Current Share Class	499.98M
Shares Outstanding	n/a
Shares Change (YoY)	+1.57%
Shares Change (QoQ)	+1.11%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	91.91%
Float	188.82M

Valuation Ratios

The trailing PE ratio is 22.36 and the forward PE ratio is 18.62.

PE Ratio	22.36
Forward PE	18.62
PS Ratio	3.10
PB Ratio	5.27
P/TBV Ratio	7.51
P/FCF Ratio	24.71
P/OCF Ratio	23.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.92, with an EV/FCF ratio of 24.74.

EV / Earnings	22.39
EV / Sales	3.12
EV / EBITDA	14.92
EV / EBIT	15.73
EV / FCF	24.74

Financial Position

The company has a current ratio of 25.25, with a Debt / Equity ratio of 0.20.

Current Ratio	25.25
Quick Ratio	23.68
Debt / Equity	0.20
Debt / EBITDA	0.56
Debt / FCF	0.94
Interest Coverage	12.52

Financial Efficiency

Return on equity (ROE) is 24.36% and return on invested capital (ROIC) is 18.22%.

Return on Equity (ROE)	24.36%
Return on Assets (ROA)	3.19%
Return on Invested Capital (ROIC)	18.22%
Return on Capital Employed (ROCE)	4.92%
Revenue Per Employee	820,294
Profits Per Employee	113,703
Employee Count	4,559
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:XGJ has paid 173.77 million in taxes.

Income Tax	173.77M
Effective Tax Rate	24.40%

Stock Price Statistics

The stock price has increased by +45.83% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+45.83%
50-Day Moving Average	23.73
200-Day Moving Average	22.29
Relative Strength Index (RSI)	60.71
Average Volume (20 Days)	10

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:XGJ had revenue of EUR 3.90 billion and earned 540.55 million in profits. Earnings per share was 1.08.

Revenue	3.90B
Gross Profit	1.42B
Operating Income	773.08M
Pretax Income	712.26M
Net Income	540.55M
EBITDA	798.68M
EBIT	773.08M
Earnings Per Share (EPS)	1.08

Balance Sheet

The company has 6.46 billion in cash and 457.45 million in debt, giving a net cash position of -15.14 million.

Cash & Cash Equivalents	6.46B
Total Debt	457.45M
Net Cash	-15.14M
Net Cash Per Share	n/a
Equity (Book Value)	2.29B
Book Value Per Share	4.08
Working Capital	7.14B

Cash Flow

In the last 12 months, operating cash flow was 523.79 million and capital expenditures -34.66 million, giving a free cash flow of 489.12 million.

Operating Cash Flow	523.79M
Capital Expenditures	-34.66M
Free Cash Flow	489.12M
FCF Per Share	n/a

Margins

Gross margin is 36.45%, with operating and profit margins of 19.82% and 14.15%.

Gross Margin	36.45%
Operating Margin	19.82%
Pretax Margin	18.26%
Profit Margin	14.15%
EBITDA Margin	20.48%
EBIT Margin	19.82%
FCF Margin	12.54%

Dividends & Yields

This stock pays an annual dividend of 0.87, which amounts to a dividend yield of 3.61%.

Dividend Per Share	0.87
Dividend Yield	3.61%
Dividend Growth (YoY)	15.21%
Years of Dividend Growth	1
Payout Ratio	79.64%
Buyback Yield	-1.57%
Shareholder Yield	2.04%
Earnings Yield	4.47%
FCF Yield	4.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3