Employers Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	825	1,223	917	1,098	1,017	764
Market Cap Growth	-31.00%	33.40%	-16.47%	7.87%	33.23%	-35.48%
Enterprise Value	688	1,089	860	1,144	949	616
PE Ratio	15.49	10.68	8.58	24.24	9.70	7.80
PS Ratio	1.07	1.44	1.19	1.64	1.65	1.31
PB Ratio	0.93	1.19	1.00	1.24	0.95	0.77
P/FCF Ratio	18.13	17.71	21.47	12.07	160.72	33.97
P/OCF Ratio	16.96	16.57	20.51	11.75	107.15	28.31
EV/Sales Ratio	0.90	1.28	1.12	1.71	1.54	1.06
EV/EBITDA Ratio	9.95	7.50	5.59	18.92	6.79	4.80
EV/EBIT Ratio	10.54	7.68	5.75	20.61	7.12	5.06
EV/FCF Ratio	15.12	15.77	20.13	12.57	149.95	27.39
Debt / Equity Ratio	0.00	0.00	0.01	0.21	0.01	0.03
Debt / EBITDA Ratio	0.05	0.03	0.04	2.89	0.10	0.25
Debt / FCF Ratio	0.08	0.06	0.13	2.02	2.38	1.47
Quick Ratio	0.64	0.21	0.30	0.24	0.16	0.19
Current Ratio	1.13	0.42	0.52	0.47	0.40	0.44
Asset Turnover	0.25	0.25	0.23	0.19	0.18	0.18
Return on Equity (ROE)	5.86%	11.39%	12.06%	4.49%	9.84%	10.07%
Return on Assets (ROA)	1.36%	2.59%	2.84%	0.99%	2.46%	2.35%
Return on Invested Capital (ROIC)	5.98%	11.34%	12.17%	4.34%	9.91%	9.91%
Earnings Yield	6.45%	9.37%	11.65%	4.13%	10.31%	12.82%
FCF Yield	5.51%	5.65%	4.66%	8.29%	0.62%	2.94%
Dividend Yield	3.10%	2.41%	2.95%	2.59%	2.85%	3.81%
Payout Ratio	48.48%	25.55%	25.15%	59.50%	24.31%	25.46%
Buyback Yield / Dilution	4.61%	5.01%	4.18%	3.22%	5.31%	7.17%
Total Shareholder Return	7.71%	7.42%	7.13%	5.80%	8.16%	10.98%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.