Employers Holdings, Inc. (FRA:YGB)

Employers Holdings Statistics

Total Valuation

FRA:YGB has a market cap or net worth of EUR 676.50 million. The enterprise value is 570.57 million.

Market Cap	676.50M
Enterprise Value	570.57M

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Nov 12, 2025

Share Statistics

Current Share Class	20.34M
Shares Outstanding	n/a
Shares Change (YoY)	-6.62%
Shares Change (QoQ)	-6.12%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	19.99M

Valuation Ratios

The trailing PE ratio is 73.55 and the forward PE ratio is 18.10.

PE Ratio	73.55
Forward PE	18.10
PS Ratio	0.92
PB Ratio	0.83
P/TBV Ratio	0.83
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	62.03
EV / Sales	0.78
EV / EBITDA	39.39
EV / EBIT	49.43
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.02, with a Debt / Equity ratio of 0.04.

Current Ratio	2.02
Quick Ratio	1.12
Debt / Equity	0.04
Debt / EBITDA	2.05
Debt / FCF	n/a
Interest Coverage	27.20

Financial Efficiency

Return on equity (ROE) is 1.07% and return on invested capital (ROIC) is 1.20%.

Return on Equity (ROE)	1.07%
Return on Assets (ROA)	0.24%
Return on Invested Capital (ROIC)	1.20%
Return on Capital Employed (ROCE)	0.46%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.02M
Profits Per Employee	12,865
Employee Count	715
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:YGB has paid 1.02 million in taxes.

Income Tax	1.02M
Effective Tax Rate	10.00%

Stock Price Statistics

The stock price has decreased by -26.18% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-26.18%
50-Day Moving Average	36.75
200-Day Moving Average	37.34
Relative Strength Index (RSI)	33.42
Average Volume (20 Days)	14

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, FRA:YGB had revenue of EUR 731.35 million and earned 9.20 million in profits. Earnings per share was 0.39.

Revenue	731.35M
Gross Profit	11.58M
Operating Income	11.58M
Pretax Income	10.22M
Net Income	9.20M
EBITDA	14.54M
EBIT	11.58M
Earnings Per Share (EPS)	0.39

Balance Sheet

The company has 144.70 million in cash and 29.81 million in debt, with a net cash position of 106.29 million.

Cash & Cash Equivalents	144.70M
Total Debt	29.81M
Net Cash	106.29M
Net Cash Per Share	n/a
Equity (Book Value)	813.97M
Book Value Per Share	40.01
Working Capital	392.46M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 1.58%, with operating and profit margins of 1.58% and 1.26%.

Gross Margin	1.58%
Operating Margin	1.58%
Pretax Margin	1.40%
Profit Margin	1.26%
EBITDA Margin	1.99%
EBIT Margin	1.58%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.12, which amounts to a dividend yield of 3.26%.

Dividend Per Share	1.12
Dividend Yield	3.26%
Dividend Growth (YoY)	2.58%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	6.62%
Shareholder Yield	9.88%
Earnings Yield	1.36%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3