Employers Holdings, Inc. (FRA:YGB)

Employers Holdings Statistics

Total Valuation

FRA:YGB has a market cap or net worth of EUR 775.39 million. The enterprise value is 635.44 million.

Market Cap	775.39M
Enterprise Value	635.44M

Important Dates

The next estimated earnings date is Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Nov 12, 2025

Share Statistics

Current Share Class	22.48M
Shares Outstanding	n/a
Shares Change (YoY)	-4.61%
Shares Change (QoQ)	-3.25%
Owned by Insiders (%)	1.59%
Owned by Institutions (%)	84.92%
Float	22.12M

Valuation Ratios

The trailing PE ratio is 14.56 and the forward PE ratio is 20.83.

PE Ratio	14.56
Forward PE	20.83
PS Ratio	1.01
PB Ratio	0.88
P/TBV Ratio	0.93
P/FCF Ratio	17.04
P/OCF Ratio	15.93
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.99, with an EV/FCF ratio of 13.96.

EV / Earnings	11.93
EV / Sales	0.82
EV / EBITDA	8.99
EV / EBIT	9.52
EV / FCF	13.96

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 0.00.

Current Ratio	1.13
Quick Ratio	0.64
Debt / Equity	0.00
Debt / EBITDA	0.05
Debt / FCF	0.08
Interest Coverage	258.67

Financial Efficiency

Return on equity (ROE) is 5.86% and return on invested capital (ROIC) is 4.53%.

Return on Equity (ROE)	5.86%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	4.53%
Return on Capital Employed (ROCE)	2.89%
Revenue Per Employee	1.08M
Profits Per Employee	74,502
Employee Count	715
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:YGB has paid 11.68 million in taxes.

Income Tax	11.68M
Effective Tax Rate	17.98%

Stock Price Statistics

The stock price has decreased by -32.28% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-32.28%
50-Day Moving Average	34.84
200-Day Moving Average	39.68
Relative Strength Index (RSI)	50.69
Average Volume (20 Days)	21

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.06

Income Statement

In the last 12 months, FRA:YGB had revenue of EUR 771.16 million and earned 53.27 million in profits. Earnings per share was 2.20.

Revenue	771.16M
Gross Profit	66.14M
Operating Income	66.14M
Pretax Income	64.95M
Net Income	53.27M
EBITDA	69.12M
EBIT	66.14M
Earnings Per Share (EPS)	2.20

Balance Sheet

The company has 146.94 million in cash and 3.49 million in debt, giving a net cash position of 138.67 million.

Cash & Cash Equivalents	146.94M
Total Debt	3.49M
Net Cash	138.67M
Net Cash Per Share	n/a
Equity (Book Value)	885.71M
Book Value Per Share	39.00
Working Capital	91.96M

Cash Flow

In the last 12 months, operating cash flow was 48.67 million and capital expenditures -3.15 million, giving a free cash flow of 45.51 million.

Operating Cash Flow	48.67M
Capital Expenditures	-3.15M
Free Cash Flow	45.51M
FCF Per Share	n/a

Margins

Gross margin is 8.58%, with operating and profit margins of 8.58% and 6.91%.

Gross Margin	8.58%
Operating Margin	8.58%
Pretax Margin	8.42%
Profit Margin	6.91%
EBITDA Margin	8.96%
EBIT Margin	8.58%
FCF Margin	5.90%

Dividends & Yields

This stock pays an annual dividend of 1.12, which amounts to a dividend yield of 3.28%.

Dividend Per Share	1.12
Dividend Yield	3.28%
Dividend Growth (YoY)	2.58%
Years of Dividend Growth	1
Payout Ratio	48.48%
Buyback Yield	4.61%
Shareholder Yield	7.89%
Earnings Yield	6.87%
FCF Yield	5.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4