Assurant, Inc. (FRA:ZAS)
198.00
+1.00 (0.51%)
At close: Jan 30, 2026
Assurant Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 10,335 | 9,796 | 9,388 | 8,765 | 8,572 | 8,278 |
Total Interest & Dividend Income | 524.8 | 518.9 | 489.1 | 364.1 | 314.4 | 285.6 |
Gain (Loss) on Sale of Investments | -80.4 | -75.8 | -68.7 | -179.7 | 128.2 | -8.2 |
Other Revenue | 1,790 | 1,639 | 1,323 | 1,243 | 1,173 | 1,042 |
| 12,569 | 11,878 | 11,132 | 10,193 | 10,188 | 9,598 | |
Revenue Growth (YoY) | 6.92% | 6.70% | 9.21% | 0.05% | 6.15% | 2.04% |
Policy Benefits | 2,881 | 2,767 | 2,522 | 2,360 | 2,202 | 2,275 |
Policy Acquisition & Underwriting Costs | 8,243 | 7,797 | 7,445 | 7,119 | 6,886 | 6,448 |
Depreciation & Amortization | 139.4 | 139.4 | 109.3 | 86.3 | 73.8 | 56.1 |
Other Operating Expenses | 150.6 | 149.8 | 130.5 | 126.1 | 125.5 | 142.5 |
Total Operating Expenses | 11,400 | 10,838 | 10,183 | 9,673 | 9,270 | 8,908 |
Operating Income | 1,169 | 1,040 | 949 | 520 | 917.3 | 690.1 |
Interest Expense | -108.2 | -107 | -108 | -108.3 | -111.8 | -104.5 |
EBT Excluding Unusual Items | 1,061 | 932.7 | 841 | 411.7 | 805.5 | 585.6 |
Merger & Restructuring Charges | -5.4 | -5.4 | -34.3 | -53.1 | -11.8 | -7.5 |
Impairment of Goodwill | - | - | - | -7.8 | - | - |
Asset Writedown | - | - | - | - | -1.7 | - |
Other Unusual Items | -1.3 | - | 0.1 | -0.9 | -20.7 | - |
Pretax Income | 1,054 | 927.3 | 806.8 | 349.9 | 771.3 | 578.1 |
Income Tax Expense | 205.1 | 167.1 | 164.3 | 73.3 | 168.4 | 58.7 |
Earnings From Continuing Ops. | 848.8 | 760.2 | 642.5 | 276.6 | 602.9 | 519.4 |
Earnings From Discontinued Ops. | - | - | - | - | 758.9 | -77.7 |
Net Income to Company | 848.8 | 760.2 | 642.5 | 276.6 | 1,362 | 441.7 |
Minority Interest in Earnings | - | - | - | - | - | -0.9 |
Net Income | 848.8 | 760.2 | 642.5 | 276.6 | 1,362 | 440.8 |
Preferred Dividends & Other Adjustments | - | - | - | - | 4.7 | 18.7 |
Net Income to Common | 848.8 | 760.2 | 642.5 | 276.6 | 1,357 | 422.1 |
Net Income Growth | 14.49% | 18.32% | 132.28% | -79.69% | 208.94% | 15.21% |
Shares Outstanding (Basic) | 51 | 52 | 53 | 54 | 59 | 60 |
Shares Outstanding (Diluted) | 52 | 53 | 54 | 55 | 60 | 63 |
Shares Change (YoY) | -2.24% | -2.23% | -1.82% | -8.88% | -4.84% | 1.39% |
EPS (Basic) | 16.57 | 14.55 | 12.02 | 5.09 | 22.95 | 7.02 |
EPS (Diluted) | 16.41 | 14.46 | 11.95 | 5.05 | 22.65 | 6.98 |
EPS Growth | 17.21% | 21.00% | 136.63% | -77.70% | 224.64% | 19.26% |
Free Cash Flow | 1,022 | 1,111 | 935.6 | 410.6 | 594.3 | 1,221 |
Free Cash Flow Per Share | 19.74 | 21.14 | 17.40 | 7.50 | 9.88 | 19.32 |
Dividend Per Share | 3.200 | 2.960 | 2.820 | 2.740 | 2.660 | 2.550 |
Dividend Growth | 11.11% | 4.96% | 2.92% | 3.01% | 4.31% | 4.94% |
Operating Margin | 9.30% | 8.75% | 8.53% | 5.10% | 9.00% | 7.19% |
Profit Margin | 6.75% | 6.40% | 5.77% | 2.71% | 13.32% | 4.40% |
Free Cash Flow Margin | 8.13% | 9.36% | 8.40% | 4.03% | 5.83% | 12.72% |
EBITDA | 1,411 | 1,263 | 1,145 | 702 | 1,089 | 832.4 |
EBITDA Margin | 11.22% | 10.63% | 10.29% | 6.89% | 10.69% | 8.67% |
D&A For EBITDA | 241.9 | 223.5 | 196.4 | 182 | 171.6 | 142.3 |
EBIT | 1,169 | 1,040 | 949 | 520 | 917.3 | 690.1 |
EBIT Margin | 9.30% | 8.75% | 8.53% | 5.10% | 9.00% | 7.19% |
Effective Tax Rate | 19.46% | 18.02% | 20.36% | 20.95% | 21.83% | 10.15% |
Revenue as Reported | 12,569 | 11,878 | 11,132 | 10,193 | 10,188 | 9,598 |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.