Assurant, Inc. (FRA:ZAS)

Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of EUR 9.46 billion. The enterprise value is 9.84 billion.

Market Cap	9.46B
Enterprise Value	9.84B

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Feb 17, 2026

Share Statistics

Current Share Class	49.70M
Shares Outstanding	n/a
Shares Change (YoY)	-1.86%
Shares Change (QoQ)	-1.27%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	49.78M

Valuation Ratios

The trailing PE ratio is 12.84 and the forward PE ratio is 10.81.

PE Ratio	12.84
Forward PE	10.81
PS Ratio	0.87
PB Ratio	1.89
P/TBV Ratio	4.11
P/FCF Ratio	6.95
P/OCF Ratio	6.06
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.74, with an EV/FCF ratio of 7.23.

EV / Earnings	13.36
EV / Sales	0.90
EV / EBITDA	7.74
EV / EBIT	9.46
EV / FCF	7.23

Financial Position

The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.39.

Current Ratio	0.41
Quick Ratio	0.15
Debt / Equity	0.39
Debt / EBITDA	1.52
Debt / FCF	1.43
Interest Coverage	11.17

Financial Efficiency

Return on equity (ROE) is 15.90% and return on invested capital (ROIC) is 12.21%.

Return on Equity (ROE)	15.90%
Return on Assets (ROA)	2.15%
Return on Invested Capital (ROIC)	12.21%
Return on Capital Employed (ROCE)	14.66%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	737,428
Profits Per Employee	49,778
Employee Count	14,200
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, Assurant has paid 182.86 million in taxes.

Income Tax	182.86M
Effective Tax Rate	19.74%

Stock Price Statistics

The stock price has decreased by -1.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-1.56%
50-Day Moving Average	197.14
200-Day Moving Average	182.54
Relative Strength Index (RSI)	43.21
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.45

Income Statement

In the last 12 months, Assurant had revenue of EUR 10.91 billion and earned 736.72 million in profits. Earnings per share was 14.42.

Revenue	10.91B
Gross Profit	1.30B
Operating Income	1.04B
Pretax Income	926.14M
Net Income	736.72M
EBITDA	1.26B
EBIT	1.04B
Earnings Per Share (EPS)	14.42

Balance Sheet

The company has 1.89 billion in cash and 1.94 billion in debt, with a net cash position of -380.45 million.

Cash & Cash Equivalents	1.89B
Total Debt	1.94B
Net Cash	-380.45M
Net Cash Per Share	n/a
Equity (Book Value)	5.00B
Book Value Per Share	100.43
Working Capital	-14.15B

Cash Flow

In the last 12 months, operating cash flow was 1.56 billion and capital expenditures -200.58 million, giving a free cash flow of 1.36 billion.

Operating Cash Flow	1.56B
Capital Expenditures	-200.58M
Free Cash Flow	1.36B
FCF Per Share	n/a

Margins

Gross margin is 11.89%, with operating and profit margins of 9.57% and 6.81%.

Gross Margin	11.89%
Operating Margin	9.57%
Pretax Margin	8.49%
Profit Margin	6.81%
EBITDA Margin	11.52%
EBIT Margin	9.57%
FCF Margin	12.47%

Dividends & Yields

This stock pays an annual dividend of 2.89, which amounts to a dividend yield of 1.53%.

Dividend Per Share	2.89
Dividend Yield	1.53%
Dividend Growth (YoY)	1.54%
Years of Dividend Growth	22
Payout Ratio	19.30%
Buyback Yield	1.86%
Shareholder Yield	3.38%
Earnings Yield	7.79%
FCF Yield	14.39%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5