AB Artea bankas Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	544.33	395.14	751.5	384.76	965.72	203.01
Investment Securities	1,175	771.08	825.83	1,059	788.39	743.8
Trading Asset Securities	15.85	236.2	207.93	59.2	50.3	37.51
Total Investments	1,191	1,007	1,034	1,119	838.69	781.31
Gross Loans	3,775	3,491	2,983	2,697	2,144	1,820
Allowance for Loan Losses	-55.72	-56.41	-51.13	-39.53	-39.48	-47.37
Other Adjustments to Gross Loans	-	-	-	-23.56	-	-10.92
Net Loans	3,719	3,435	2,932	2,634	2,105	1,762
Property, Plant & Equipment	13.65	15.26	15.78	16.15	14.76	16.48
Goodwill	-	-	-	1.35	1.35	1.35
Other Intangible Assets	40.85	43.62	45.14	6.93	3.48	4.38
Investments in Real Estate	-	-	0.99	1.83	2.23	5.55
Other Receivables	11.52	10.38	10.36	4.75	15.19	4.48
Restricted Cash	-	-	-	-	-	229.57
Other Current Assets	8.17	1.88	2.52	3.75	5.96	13
Long-Term Deferred Tax Assets	6.39	6.08	7.58	5.66	1.59	2.08
Other Real Estate Owned & Foreclosed	0.25	0.23	0.17	0.47	0.1	0.51
Other Long-Term Assets	2.44	3.95	6.36	3.26	7.18	4.56
Total Assets	5,541	4,923	4,809	4,183	3,962	3,029
Accounts Payable	-	-	-	4.64	1.86	3.7
Accrued Expenses	-	23.04	15.72	29.4	23.77	19.04
Interest Bearing Deposits	1,858	1,890	1,555	922.04	825.94	1,090
Non-Interest Bearing Deposits	1,898	1,648	1,608	1,863	1,853	1,460
Total Deposits	3,756	3,538	3,163	2,785	2,679	2,550
Short-Term Borrowings	1.05	0.12	1.04	7.15	0.1	3.84
Current Portion of Leases	-	-	-	2.38	1.43	1.6
Current Income Taxes Payable	0.48	0.3	6.41	4.37	1.08	1.09
Other Current Liabilities	-	-	-	-	-	0.1
Long-Term Debt	927.86	514.02	846.47	856.31	792.95	45.04
Long-Term Leases	-	-	-	5.22	4.66	5.64
Long-Term Unearned Revenue	-	-	-	6.11	0.91	6.06
Long-Term Deferred Tax Liabilities	6.17	6.14	6.13	1.46	1.45	1.25
Other Long-Term Liabilities	257.71	255.85	227.77	37.73	48.66	36.18
Total Liabilities	4,949	4,337	4,266	3,740	3,556	2,674
Common Stock	189.2	192.27	192.27	174.21	174.21	174.21
Additional Paid-In Capital	25.53	25.53	25.53	3.43	3.43	3.43
Retained Earnings	359.95	357.25	310.55	251.02	216.6	164.68
Treasury Stock	-2.14	-	-1.5	-	-0.52	-
Comprehensive Income & Other	19.44	10.12	16.27	14.24	12.71	12.75
Shareholders' Equity	591.98	585.17	543.13	442.91	406.43	355.07
Total Liabilities & Equity	5,541	4,923	4,809	4,183	3,962	3,029
Total Debt	928.91	514.14	847.52	871.06	799.14	56.12
Net Cash (Debt)	-368.73	117.2	111.91	-427.11	216.89	184.41
Net Cash Growth	-	4.72%	-	-	17.61%	19.59%
Net Cash Per Share	-0.56	0.18	0.19	-0.71	0.36	0.31
Filing Date Shares Outstanding	649.86	663	660.72	600.73	600.04	600.73
Total Common Shares Outstanding	649.86	663	660.72	600.73	600.04	600.73
Book Value Per Share	0.91	0.88	0.82	0.74	0.68	0.59
Tangible Book Value	551.13	541.56	497.99	434.62	401.59	349.34
Tangible Book Value Per Share	0.85	0.82	0.75	0.72	0.67	0.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.