SBI Holdings, Inc. (FRA:ZOF)

SBI Holdings Statistics

Total Valuation

SBI Holdings has a market cap or net worth of EUR 11.90 billion. The enterprise value is 12.77 billion.

Market Cap	11.90B
Enterprise Value	12.77B

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Sep 29, 2025

Share Statistics

Current Share Class	660.53M
Shares Outstanding	n/a
Shares Change (YoY)	+7.00%
Shares Change (QoQ)	+7.04%
Owned by Insiders (%)	1.70%
Owned by Institutions (%)	44.06%
Float	533.26M

Valuation Ratios

The trailing PE ratio is 7.29.

PE Ratio	7.29
Forward PE	n/a
PS Ratio	1.24
PB Ratio	1.14
P/TBV Ratio	1.91
P/FCF Ratio	n/a
P/OCF Ratio	0.80
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.83
EV / Sales	1.38
EV / EBITDA	4.18
EV / EBIT	4.73
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.12, with a Debt / Equity ratio of 3.35.

Current Ratio	1.12
Quick Ratio	0.80
Debt / Equity	3.35
Debt / EBITDA	11.87
Debt / FCF	n/a
Interest Coverage	9.77

Financial Efficiency

Return on equity (ROE) is 15.99% and return on invested capital (ROIC) is 3.77%.

Return on Equity (ROE)	15.99%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	3.77%
Return on Capital Employed (ROCE)	5.26%
Revenue Per Employee	502,161
Profits Per Employee	85,142
Employee Count	19,156
Asset Turnover	0.05
Inventory Turnover	3.61

Taxes

In the past 12 months, SBI Holdings has paid 709.05 million in taxes.

Income Tax	709.05M
Effective Tax Rate	29.63%

Stock Price Statistics

The stock price has increased by +60.71% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+60.71%
50-Day Moving Average	18.54
200-Day Moving Average	15.64
Relative Strength Index (RSI)	47.14
Average Volume (20 Days)	20

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SBI Holdings had revenue of EUR 9.62 billion and earned 1.63 billion in profits. Earnings per share was 2.48.

Revenue	9.62B
Gross Profit	5.29B
Operating Income	2.58B
Pretax Income	2.39B
Net Income	1.63B
EBITDA	2.95B
EBIT	2.58B
Earnings Per Share (EPS)	2.48

Balance Sheet

The company has 35.84 billion in cash and 35.04 billion in debt, giving a net cash position of 798.24 million.

Cash & Cash Equivalents	35.84B
Total Debt	35.04B
Net Cash	798.24M
Net Cash Per Share	n/a
Equity (Book Value)	10.45B
Book Value Per Share	13.23
Working Capital	18.21B

Cash Flow

Operating Cash Flow	14.81B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 54.96%, with operating and profit margins of 26.85% and 16.96%.

Gross Margin	54.96%
Operating Margin	26.85%
Pretax Margin	24.88%
Profit Margin	16.96%
EBITDA Margin	30.70%
EBIT Margin	26.85%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.54, which amounts to a dividend yield of 3.02%.

Dividend Per Share	0.54
Dividend Yield	3.02%
Dividend Growth (YoY)	11.12%
Years of Dividend Growth	n/a
Payout Ratio	18.18%
Buyback Yield	-7.00%
Shareholder Yield	-3.97%
Earnings Yield	13.71%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 27, 2025. It was a forward split with a ratio of 2.

Last Split Date	Nov 27, 2025
Split Type	Forward
Split Ratio	2

Scores

SBI Holdings has an Altman Z-Score of 0.26 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.26
Piotroski F-Score	6