Addiko Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	45.4	41.1	25.7	13.6	1.4
Depreciation & Amortization	10.6	10.2	10.8	11.6	12.5
Other Amortization	6.6	7.3	6.9	6.6	7.6
Gain (Loss) on Sale of Assets	-2.9	-1	-2.2	-2	-1.7
Gain (Loss) on Sale of Investments	-0.7	3.6	2.7	-2.7	-12.4
Total Asset Writedown	0.2	-0.2	0.3	0.9	-
Provision for Credit Losses	-12.7	-10.9	-9.5	-8.5	-6.8
Change in Trading Asset Securities	16.3	-8.1	9.1	1.4	5.8
Change in Other Net Operating Assets	243.8	28.4	123	184.4	24.3
Other Operating Activities	56.9	104.2	44.6	53.3	247
Operating Cash Flow	363.5	174.6	211.4	258.6	277.7
Operating Cash Flow Growth	108.19%	-17.41%	-18.25%	-6.88%	-
Capital Expenditures	-12.6	-9.9	-7.9	-11	-13.2
Sale of Property, Plant and Equipment	3.7	4.2	7.1	8.3	4.8
Investment in Securities	-324.8	-265.9	-182.1	-	-
Other Investing Activities	-0.1	-0.1	-	-	0.5
Investing Cash Flow	-333.8	-271.7	-182.9	-2.7	-7.9
Long-Term Debt Repaid	-7.5	-6.1	-6.2	-5.9	-6.9
Net Debt Issued (Repaid)	-7.5	-6.1	-6.2	-5.9	-6.9
Repurchase of Common Stock	-1.2	-2	-0.6	-	-
Common Dividends Paid	-24.3	-23.6	-	-46.6	-
Other Financing Activities	-	0.1	0.1	-	-
Financing Cash Flow	-33	-31.6	-6.7	-52.5	-6.9
Foreign Exchange Rate Adjustments	0.3	0.3	-0.6	1.8	-6
Net Cash Flow	-3.1	-128.4	21.1	205.1	256.9
Free Cash Flow	350.9	164.7	203.5	247.6	264.5
Free Cash Flow Growth	113.05%	-19.07%	-17.81%	-6.39%	-
Free Cash Flow Margin	126.63%	59.54%	88.75%	111.38%	138.12%
Free Cash Flow Per Share	18.19	8.48	10.45	12.70	13.56
Cash Interest Paid	60.6	41.4	24.8	24.4	23.2
Cash Income Tax Paid	12.2	4.4	-3	0.4	1.6

Source: S&P Global Market Intelligence. Banks template. Financial Sources.